Product Manager – FinTech (SMB Lending)

Location: San Francisco, CA (Onsite – 5 Days/Week)
Job Type: Full-Time
Compensation: $170,000 – $215,000 Base Salary + Equity

About the Role

We are seeking an experienced Product Manager to join our fast-growing fintech startup and help build the future of small and medium business lending technology. Reporting directly to the CEO, you'll work in a highly collaborative, forward-deployed environment alongside customers, design partners, and engineering to develop enterprise-grade financial products.

This is an ideal opportunity for someone who thrives in early-stage startups, enjoys solving technically complex problems, and is passionate about owning products from concept through launch and iteration.

What You'll Do

• Own products throughout the entire Software Development Life Cycle (SDLC), from discovery through launch and ongoing iteration.

• Partner directly with customers, subject matter experts, and engineering teams to understand business problems and define product solutions.

• Gather requirements, identify edge cases, write detailed product specifications, and develop enterprise-level documentation.

• Translate complex business needs into clear technical requirements while balancing engineering trade-offs.

• Work closely with software engineers throughout implementation, testing, release, and feature improvements.

• Build deep expertise in one or more product areas before expanding ownership across additional product initiatives.

• Drive product execution while maintaining a high standard for quality, usability, and operational excellence.

• Contribute to product strategy while remaining highly hands-on with execution.

• Champion thoughtful UX for complex administrative and operations-focused workflows.

• Continuously improve existing features while helping define and launch new products.

Required Qualifications

• 5+ years of Product Management experience.

• Experience at a high-growth startup (Series B or later) is required.

• Previous startup experience with a hands-on ownership mentality.

• Experience building fintech products, with strong preference for:

  • Small and medium business (SMB) lending

  • Loan origination systems

  • Financial services platforms

• Computer Science degree required.

• Previous software engineering experience.

• Demonstrated ability to own the full SDLC, including:

  • Customer discovery

  • Requirements gathering

  • Enterprise documentation

  • Acceptance criteria

  • Technical trade-offs

  • Product delivery and iteration

• Strong ability to communicate directly with engineering teams and participate in technical decision-making.

• Excellent written communication and documentation skills.

Preferred Qualifications

• Experience with companies such as Notion, Ramp, Rippling, Mercury, Brex, Blend, Vesta, or PayPal (particularly SMB lending products).

• Previous founder or startup leadership experience.

• Strong product intuition with an eye for complex enterprise UX and operational workflows.

• Portfolio or examples of products you've helped design, launch, or scale.

• Experience working directly with enterprise customers and design partners.

What We're Looking For

The ideal candidate is detail-oriented, technically strong, and execution-focused. You'll be equally comfortable collaborating with engineers on technical trade-offs as you are meeting with customers to understand product needs.

We're looking for someone who:

• Thrives in fast-paced, early-stage environments.

• Takes ownership and drives outcomes independently.

• Writes exceptional product documentation.

• Has excellent product judgment and attention to detail.

• Operates with urgency while maintaining a high quality bar.

• Enjoys solving complex technical and business challenges.

• Can balance strategic thinking with hands-on execution.

What We're Not Looking For

Candidates are unlikely to be a fit if they:

• Come from a purely traditional banking or finance background without modern product experience.

• Have focused primarily on strategy without driving execution.

• Have only worked within large enterprise organizations.

• Have multiple short employment tenures (less than one year).

• Lack experience collaborating directly with engineering teams.