The Senior Product Manager of our Credit Line Platform will define and lead end-to-end discovery, solution design, and implementation of our Loan Management System (LMS) for credit line products including underwriting, payments, withdrawals, amortization, internal functions, and customer invoicing.
5+ years of product management experience, preferably in Loan Management Systems or loan servicing within fintech or a related field.
Experience driving cross-functional teams, including engineering and operational teams, to deliver impactful products.
Proven ability to manage and prioritize multiple initiatives in a fast-paced environment.
Strong data-driven decision-making skills, including the ability to run SQL queries.
Ability to define algorithms, data structures, and platform services.
Familiarity with Loan Management Systems, underwriting, and servicing operations in both loan and line products.
Demonstrated success in creating customer-first solutions while balancing security and operational efficiency.
PayJoy is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and credit cards, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and provide safety acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 17 million customers as of 2025 while achieving solid profitability for sustainable growth.
