Job Description

Experian unlocks the power of data to create opportunities for consumers, businesses and society. We gather and analyse data in ways others can't. We help individuals take financial control and access financial services, businesses make smarter decision and succeed, lenders lend more responsibly, and organisations prevent identity fraud and crime. For more than 125 years, we've helped consumers and clients prosper, and economies and communities flourish – and we're not done. Our 17,800 people in 45 countries believe the possibilities for you, and our world, are growing. We're investing in new technologies, experienced people and new ideas so we can help create a better tomorrow.

Experian India is looking for a Senior Product Manager to lead its Direct-to-Consumer (D2C) business. This role will own the end-to-end consumer product strategy, roadmap, customer experience, growth, monetization, and delivery across Experian's digital consumer platforms.

The ideal candidate combines product thinking and execution capability. You will work closely with Engineering, Data Science, Analytics, Design, Marketing, Legal, Compliance, Sales, and external partners to build market-leading financial wellness products that help consumers understand, monitor, and improve their financial health.

This is a high-impact role with ownership of one of Experian India's key strategic growth businesses.

What You'll Do

Product Strategy & Ownership

• Own the vision, roadmap, and execution of Experian India's D2C product portfolio.
• Define long-term product strategy aligned with business objectives and market opportunities.
• Build differentiated consumer propositions leveraging Experian's data and analytics capabilities.
• Prioritize initiatives using customer insights, business impact, and data-driven decision making.

Product Development

• Lead the complete product lifecycle—from ideation and business case through launch and post-launch optimization.
• Prepare PRDs, BRDs, user stories, acceptance criteria, and functional specifications.
• Work closely with Engineering, Design, QA, and Data teams to ensure delivery.
• Manage release planning and feature rollouts.

Growth & Monetization

• Drive revenue growth across subscriptions, partnerships, consumer services, and new monetization opportunities.
• Develop pricing, packaging, and go-to-market strategies for new products.
• Identify new consumer propositions using credit data, alternative data, AI, and financial wellness services.

Partnerships

• Evaluate and onboard strategic partners across fintechs, banks, insurers, marketplaces, and digital ecosystems.
• Manage third-party vendors, integrations, APIs, and commercial relationships.
• Identify opportunities to expand Experian's consumer ecosystem.

Program & Stakeholder Management

• Manage cross-functional initiatives involving Product, Engineering, Marketing, Legal, Compliance, Security, Operations, and Customer Support.
• Ensure products comply with RBI regulations, DPDP requirements, internal governance, and security standards.
• Drive project governance, risk management, and executive reporting.

Qualifications

What You'll Bring

Experience

• ~10 years of experience in Product Management within Banking, Financial Services, FinTech, Digital Platforms, or Consumer Internet.
• Demonstrated experience building and scaling customer-facing digital products.
• Experience managing products from concept through launch and commercialization.
• We prefer candidates with experience owning business metrics and product P&L.

Technical & Product Skills

• Experience with APIs, microservices, cloud-based architectures, and digital platforms.
• Experience writing Product Requirement Documents (PRDs), BRDs, user stories, and functional specifications.

Domain Knowledge

• Experience in one or more of the following:
• Consumer Lending
• Credit Scores & Credit Reports
• Personal Finance Management
• Digital Banking
• Financial Wellness
• Alternative Data
• Open Banking / Account Aggregators
• Consumer Engagement Platforms

Leadership Competencies

• Strong product thinking and customer obsession.
• Excellent stakeholder management
• Simplify complex technical concepts for business audiences.
• Strong commercial orientation with a focus on growth and customer value..
• Experience communicating complex technical concepts to a variety of audiences. Success Measures

The successful candidate will be measured on:

• Growth in D2C consumer base
• Revenue and subscription growth
• Consumer activation and engagement
• Conversion rates across the customer journey
• Retention and repeat usage
• Product adoption
• On-time delivery of roadmap commitments
• Partner integrations and ecosystem expansion

Additional Information

• Great compensation package and discretionary bonus plan
• Core benefits include pension, health Insurance and term life Insurance, Sharesave scheme and more!
• 25 days annual leave with 13 bank holidays and 3 volunteering days. You can also purchase additional annual leave.
• You will report to Head of Product
• Role Location: Mumbai
• Experian is an equal opportunities employer

Recruitment Fraud Awareness - Experian's recruitment process is conducted only through authorised channels. Recruitment communications will only be sent from an @experian.com email address.

Experian will never ask candidates to make any payment as part of an application, interview, assessment, onboarding, or recruitment process. To apply for roles or verify opportunities, please visit experian.com/careers

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Experian Careers - Creating a better tomorrow together

Find out what its like to work for Experian by clicking here