Job Description

Senior Product Manager

Department: Product Management Department

Employment Type: Full Time

Location: Cyprus

Reporting To: Svetlana Dyakova

InDrive Money is seeking Senior Product Manager to take charge of the Acquisition, Origination and Growth in our loan product for drivers. In this role you will own customers journey during loan application process as well as key value propositions. You will collaborate closely with CRM, GTM and Credit Risk teams to maximize end-2-end conversions via experiments and risk policy adjustments.

InDrive Money is a lending vertical aiming to fund under-banked audiences across inDrive network. Currently operating in six countries and issuing tens of thousands loans monthly and growing. We are using Platform's and alternative data for underwriting as well as transaction-based collection.

Key Responsibilities

• Own loan origination process including customer's interfaces, marketing and risks engines
• Continuously improve conversion rates through marketing and origination processes
• Search for new acquisition placements inside the SuperApp
• Search for unserved customer's needs and form value propositions
• Maintain KYC and AML logic stability and compliance
• Develop DoXgetY promotions to cover new segments
• Form long-term strategy on customer's acquisition on new markets and audiences
• Collaborate with risks, support, design, finance, legal, DWH, analytics and tech teams
• Collaborate with external providers
• Form product requirements
• Ensure transparent reporting to management
  
  Key metrics
  • Conversion from pre-approved loan offer to loan disbursement
  • Time-to-Money
  • CSAT

Skills, Knowledge and Expertise

• Experience in product management for at least 3 years, preferable in banks or fintechs
• Experience in lending products for individuals or SMEs
• Experience in working with marketing engines
• Proven record of launching features and products that led to conversion growth
• Knowledge of SQL
• Technical (computer science, physics and mathematics, finance) educational background would be an advantage
• Knowledge of Python would be an advantage
• Experience in LATAM market, origination or growth would be an advantage
• Experience in working with credit risk teams would be an advantage

Conditions & Benefits

• Stable salary, official employment
• Health insurance
• Hybrid work mode and flexible schedule
• Relocation package offered for candidates from other regions
• Access to professional counseling services including psychological, financial, and legal support
• Discount club membership
• Diverse internal training programs
• Partially or fully paid additional training courses
• All necessary work equipment