Job Description

Location: On site at a Dallas location listed in the job posting

The Senior Portfolio Manager proactively manages assigned commercial and corporate loan portfolio by monitoring performance, identifying trends, and escalating material changes. Partnering closely with Relationship Managers, this role leads the structuring, underwriting, origination, renewal, and servicing of credits; independently prioritizes requests, assesses risk and risk ratings, recommends optimal credit structures, and prepares and presents credit proposals. The position provides ongoing analytical and credit oversight, including annual reviews, covenant compliance monitoring, and financial statement collection and analysis, to support the growth of a high-quality, profitable portfolio and long-term client relationships. The Senior Portfolio Manager balances competing priorities while ensuring adherence to policy, risk appetite, and sound credit discipline. The role collaborates with Credit Analysts and other associates and provides guidance and mentoring to junior team members   

Essential Duties and Responsibilities  

• Leads the underwriting and ongoing servicing of commercial loan portfolios for clients with annual revenues from over $30 million to $1 billion

• Proactively identifies credit weaknesses / trends and alerts management to deterioration

• Collaborates with RM to prioritize new credit requests, renewals, and reviews

• Provides risk ratings and recommends appropriate credit structure

• Identifies policy exceptions

• Prepares approval, commitment, proposal document, and participates in documentation process including the identification of covenants and other key provisions

• Participates in customer meetings to discuss alternative credit structures and to clarify any questions. Also interacts with clients during due diligence and finalizing credit package

• Serves as a secondary customer contact to the Relationship Manager

Supervisory Responsibilities

• No supervisory responsibilities

Qualifications:

• Bachelor’s degree in business, finance, accounting or equivalent work experience

• 8+ years commercial credit or lending experience required; 10+ preferred

• Strong analytical abilities, credit underwriting skills

• Goal oriented, ability to take initiative using strong problem-solving skills

• Strong relationship building and interpersonal skills

• Excellent verbal and written communication skills

• Strong organizational skills

• Excellent computer proficiency (MS Office – Word, Excel, PowerPoint, and Outlook)

About Us
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at  www.FirstHorizon.com 

Benefit Highlights
• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

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