Job Description

nesto is Canada's leading digital mortgage lending platform, with a dedicated team of qualified mortgage experts supported by advanced technologies. We're on a mission to offer a transparent, positive, and empowering property financing experience, fully simplified for all Canadians. We deliver on this mission by offering Canadians a leading digital mortgage experience and by empowering other mortgage lenders to improve and streamline their mortgage lending operations with the nesto Mortgage Cloud.

At nesto, we're proud of

• Our clients love our positive, empowering, and transparent mortgage financing experience.
• Our 4.5-star Google reviews speak for themselves!
• We won the CLA Lender of the Year award in both 2023 and 2024, recognizing our excellence in lending services.
• We are a B Corp certified organization, highlighting our dedication to making a positive impact on our society and our planet.
• Our highly skilled, diverse, and collaborative team makes everything possible!
• Our Mortgage Cloud platform gives financial institutions full access to nesto’s proprietary technology, powering a better client experience, from start to finish.

About the team

nesto is looking for an experienced Mortgage Underwriter to join its growing team. In order to facilitate the fast growth of nesto, we are looking for a highly motivated, organized, fast-moving, mortgage professional with excellent communication, and customer service skills. This person will get to play a key role in our team.

What you'll be doing

• Ensuring mortgage applications are completed within a specific time frame.
• Review and analyze mortgage loan applications and supporting documentation, including credit reports, income verification, asset statements, and appraisal reports; identifying and mitigating any potential risks associated with loan applications.
• Maintain accurate and organized loan files, ensuring all required documentation is present adhering to company policies and lending guidelines.
• Working closely with lending partners to resolve issues while maintaining a great working relationship.
• Providing best-in-class support to nesto's Mortgage Advisor network and their clients as they progress through the application process.
• Keeping Mortgage Advisor and customer satisfaction as the #1 priority.

Who we're looking for

• A minimum of 5 years experience as a mortgage underwriter.
• Strong French or English communication skills (Bilingualism is an asset).
• Experience in private banking or commercial lending.
• Organized, meticulous, sound thinker, ability to multitask, ability to thrive in a changing environment
• Strong interest in helping transform the mortgage customer journey.

What we offer

• Comprehensive Health Coverage: Top-tier extended health, dental, and vision coverage, featuring 100% drug coverage.
• Health & Wellness Spending Account: A $1,500 combined annual flex fund for things like gym memberships or extra medical needs.
• Generous Paid Time Off: 4 weeks of vacation plus 8 personal floater days.
• Retirement Savings: Access to a group RRSP/DPSP plan featuring competitive company-matching contributions.
• Telemedicine Services: Access via Dialogue and coverage for licensed practitioner services.
• Family Support: Parental leave top-up programs for maternity and parental leave.
• Flexible Work: The possibility to work fully remote or work from one of our offices in Montreal, Quebec, Calgary, Toronto, Vancouver, and more!

Diversity & Inclusion

At nesto, we believe that creativity and collaboration are the result of a diverse team. We are committed to fostering a culture of diversity, equity, inclusion, and belonging, and we strongly encourage women, people of color, LGBTQIA+ individuals, and individuals with disabilities to apply. We are committed to creating a workplace that is inclusive and welcoming to all.

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