Pear Tree.

Senior Mortgage Credit Analyst Support - AU (MyCRM)

Pear Tree.  •  National Capital Region, PH (Remote)  •  1 day ago
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Job Description

ABOUT THE COMPANY:

We're an established finance and mortgage broking business writing residential, commercial and asset finance across a broad lender panel. We're looking for a senior processing and submission specialist to take ownership of our loan files from acceptance through to settlement.

This is a role for someone who has outgrown pure administration. If you already read a file and see the credit risks before the assessor does — and you'd rather fix a deal than forward a decline — we want to talk to you.

We are seeking a Senior Mortgage Credit Analyst Support to serve as a vital bridge between our 4 brokers and 3 Melbourne-based Credit Analysts. This is not an entry-level admin or basic data-entry job—we need an analytical, proactive processor who can interpret lender policies, assess complex income structures, and deliver audit-ready deal packages ready for high-level credit review.

Key Responsibilities

Deal Preparation & Structuring:

    • Collect, audit, and analyze client financial documents using Hello packs and MyCRM.
    • Perform serviceability calculations, income shading, HEM benchmark comparisons, and debt-to-income (DTI) analysis.
    • Analyze self-employed financials (tax returns, financial statements) and identify allowable add-backs.
    • Interpret lender credit policy (e.g., CBA, Macquarie, RedZed) to determine appropriate lender fit and flag decline risks early.

Workflow & CRM Management:

    • Maintain complete compliance records (signed consents, fact finds, BID notes).
    • Ensure file completeness (aiming for 80%–100% data and document readiness prior to handoff).
    • Keep status, notes, and tasks updated in MyCRM so any team member can review a file seamlessly.

Team Collaboration:

    • Package and present fully prepared files to onshore Senior Credit Analysts for final review and submission via Apply Online / NextGen.
    • Actively communicate policy nuances or missing information directly with brokers and credit staff.

Requirements

  • 3+ years in Australian residential loan processing, submissions, or lender credit assessment.
  • Strong understanding of serviceability mechanics (buffer rates, HECS/HELP treatment, credit card limit loading, LVR/LMI thresholds).
  • Experience with MyCRM (LMG) is highly regarded. Candidates with experience in other Australian mortgage CRMs who demonstrate high technical aptitude and willingness to learn are encouraged to apply.
  • Articulate written/verbal English skills with a proactive approach to highlighting potential file issues.
  • Ability to work fixed Australian business hours (9:00 AM – 6:00 PM AEST).
Pear Tree.

About Pear Tree.

🚀 Expand Your Team Without Compromise (www.pear-tree.com)

You want to grow your team with the right people, but you’re hitting challenges like; Increasing hiring costs, A shallow local talent pool, Concerns about consistency and quality.

The dilemma: do you overspend to secure top local talent, or settle for less-than-ideal candidates who hold back your growth?

Why Going It Alone is Tough

- Traditional recruitment is expensive and draws from the same limited pool.

- Freelance platforms can’t guarantee long-term quality or reliability.

- Hiring overseas comes with complex legal and compliance hurdles.

🌎 We Make Global Hiring Simple

Pear Tree takes the complexity out of international recruitment. We match you with skilled, reliable, and cost-effective professionals from the Philippines, India, Nepal, South Africa and Latin America who fit your business perfectly.

- Substantial savings on recruitment and salary costs

- Access to a wide, highly skilled talent market

- A streamlined hiring process that saves you time

- Confidence backed by our 6-month “Perfect Hire” Guarantee

🔑 Our Process

1. Source and rigorously vet candidates on your behalf

2. Arrange and support the interview process

3. Hold your hand through the legal and logistical requirements that come with overseas hiring

4. Provide ongoing support to ensure seamless onboarding and retention

✅ A Smarter Way to Scale

Forget the false choice between paying top dollar locally or settling for poor hires. We give you a better option: affordable, skilled, and dependable international talent.

Join leading entrepreneurs and business owners already benefiting from this approach.

Book a call today and let us help you define your role, write your job description, and secure your next star team member — guaranteed.

Industry
HR & Recruiting
Company Size
1-10 employees
Headquarters
Sydney, AU
Year Founded
Unknown
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