Job Description

Key Objective of the Job:

Assessment of transactions in the structured finance domain, covering key mandates such as promoter funding, acquisition financing, NCLT acquisitions, and listed/unlisted LAS, across a sector-agnostic portfolio.

Major Deliverables:

• Preparation of Credit appraisal note and In-principle notes/presentations.
• Liaison with business, legal and risk teams for execution of transactions, including transaction structuring / term sheet preparation, credit checks on compliance with Pre-Disbursement Conditions, etc.
• Building knowledge base by engaging with internal as well as external parties.
• Preparation of financial models and tracking of key operating parameters in key sectors.
• Tracking & monitoring development in sectors under coverage.

Specialized job competencies:

• Understanding of financial statements, and financial analysis of large corporates / mid-corporates
• Proficient writing skills, for preparing credit appraisal note, in concise manner, while at the same time bringing out all the key aspects of a transaction
• Financial modelling skills (MS-Excel) for preparing business plan / financial projections.
• Domain expertise in sectors under coverage
• Understanding of banking / lending business, and the regulatory aspects in relation to the same
• Research oriented approach of working with an eye for detail.
• Term sheet Drafting
• Identifying key drivers, risks and key issues in the transaction being evaluated, and leading the discussions with client and other stakeholders (LIE, rating agencies, etc) for understanding key aspects/risks of the transaction, and obtaining suitable clarifications on the same, with the objective of making the transaction bankable.
• Presenting the transaction internally to senior management, bringing out the key strengths, risks and mitigants of the proposed transaction, prior to putting up to appropriate committee for final approval.