Job Description

Standard Bank Offshore is the offshore arm of the Standard Bank Group, a leading Africa focused financial services group, and an innovative player on the global stage. Our international Banking, Lending, Investment, Fiduciary and Wealth Management services offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals.

Our clients range from individuals to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa and SBO is perfectly positioned to support the growth of our organisation from our office in the Isle of Man, Jersey, London, MAUs and South Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

Lead the development, implementation, and maintenance of an integrated risk governance framework covering all key risk areas within SBO, aligned with the Financial Conglomerate's standards. Serve as a key partner across the Risk Function, including the delivery and integration of the Combined Assurance model. Oversee aggregated risk reporting, including market and liquidity risks to key stakeholders, leveraging conglomerate resources and adhering to established practices.

Qualifications

Minimum Qualification:

• First Degree in Business Commerce, Risk Management (Required)
• Post Graduate Degree in Risk Management (Preferred)

Experience Required :

• Minimum of 10 years of progressive experience in risk management within the financial services industry, with a focus on non-financial risk. Significant experience in developing, implementing, and maintaining risk governance frameworks, policies, and procedures aligned with regulatory requirements, international best practices (e.g., Basel III, King IV), and group-level standards. Demonstrated experience in localising group policies and frameworks to meet specific country requirements.
• Proven experience in preparing and delivering comprehensive risk reporting to senior management, board committees, and regulatory bodies. Strong understanding of the Combined Assurance model and its practical application. Experience in partnering with group-level risk functions and collaborating across organisational boundaries. Proven leadership experience, including managing and developing a team of risk professionals. Experience in driving risk culture initiatives and promoting risk awareness.

Key Outputs :

• Develop, implement, and maintain a comprehensive risk governance framework, incorporating policies, procedures, and standards aligned with the Financial Conglomerate's requirements, while adhering to local regulatory expectations and international best practices. Integrate the Combined Assurance model and ensure alignment with the Financial Conglomerate's frameworks.
• Lead the production of high-quality, aggregated risk reports that provide strategic insights to the CRO, senior leadership, country Exco, and regulatory bodies, enabling proactive risk management and informed decision-making. Partner with Risk Type Heads at a group level to leverage available services offered as part of being a Financial Conglomerate.
• Proactively identify and analyse emerging risks and systemic threats, leveraging advanced analytical techniques and industry intelligence, and partnering with Group risk governance counterparts to provide strategic early warning indicators to senior management and the country Exco, enabling proactive mitigation actions.
• The ability to determine if risk management and control measures are achieving the desired results and mitigating risks at the expected level.
• General awareness of risk management practices in a financial services organisation.
• Demonstrates knowledge and understanding of risk management methodologies, tools, governance structures and regulatory requirements for good management of risk.
• The ability to prepare quantitative and qualitative analysis on the risk landscape in the business including interpretation and analysis for use by business users.
• The ability to facilitate the creation and adoption of an appropriate risk response strategy and to assign ownership for the risk response.

Additional Information

Behavioural Competencies:

• Exploring Possibilities
• Developing Strategies
• Providing Insights
• Developing Expertise
• Adopting Practical Approaches
• Embracing Change

Technical Competencies:

• Data Quality
• Financial Industry Regulatory Framework
• Emerging Technology Monitoring
• Evaluating Risk Management Effectiveness
• Financial Acumen
• Financial Management (Financial)
• Automation
• Legal Compliance
• Root Cause Analysis