We are seeking a strategic and analytical Senior Manager – Financial Risk to join our team. In this role, you will lead financial risk management initiatives, strengthen risk frameworks, and provide insights that support sound business decisions and regulatory compliance. If you're passionate about managing risk and driving business resilience, we'd love to hear from you.
About Guardian Life of the Caribbean Limited
Guardian Life of the Caribbean Limited leads the charge in Life, Health, and Pension solutions throughout the Caribbean Region. Our unwavering mission is to cultivate financial freedom for our stakeholders through transformative interactions, fuelled by the relentless power of technology. With innovation at our core, we strive to redefine the landscape of financial services, empowering individuals, and businesses alike to pursue their dreams with confidence and security.
The Senior Manager – Financial Risk assists the Group Chief Risk Officer (CRO) in the development of the credit, market and liquidity risk management frameworks to be implemented across the Group and specifically within those Business Units which are exposed to these risks. The incumbent is responsible for independent identification, analysis, mitigation, and reporting of financial risks including credit, market, liquidity and investment return risks.
JOB RESPONSIBILITIES:
New Business and Business Retention
Financial Risk Management Framework and Risk Culture
Implement, embed and continually improve the Financial Risk Management framework and risk culture throughout the Group through ongoing engagement, training and capacity building sessions aimed at the key risk stakeholders in the business units to promote proactive risk management practices.
2. Risk Policy and Governance Framework
Develop, maintain, and align the Group’s financial risk policy framework with the Group’s risk appetite and regulatory requirements.
Collaborate with Vice President – Enterprise Risk & Subsidiaries to ensure that business unit financial risk policies are aligned with the Group’s risk policies and also with regulatory standards
Provide oversight to ensure that financial risks are appropriately identified and documented in the business unit level risk register
3. Risk Appetite and Tolerance Oversight
Support the CRO in the annual review and submission for approval of GHL’s financial risk appetite statement (inclusive of key risk indicators), ensuring alignment with strategic objectives and annual budgetary targets. This specifically includes the appetite with respect to credit, interest rate, liquidity, equity and investment return risks.
Oversee and guide the business units in the annual review of their financial risk appetite statements
4. Risk Reporting and Oversight
Review and guide the business units on the completion and accurate and timely submission of financial risk management reports to the business unit management risk committees as well as to their board risk committees to enable effective oversight and decision-making. Ensure consistency in the reporting format to allow for risks to be easily reported at the Group level.
EDUCATION & EXPERIENCE:
• Bachelor’s Degree in Economics, Banking, Finance or Risk Management
• Minimum of 10 years professional experience.
• Minimum of 5 years' experience in organization's risk/operations/management.
ADDITIONAL REQUIREMENT:
As a regulated entity with obligations under the Know Your Employee guidelines, a Certificate of Character is required.
PERSON SPECIFICATION:
The Senior Manager – Enterprise Risk Management (Financial Risk) is a proactive, analytical leader responsible for embedding the financial risk framework across the Group. The role requires expertise in a cross section of financial risks, risk appetite management, risk registers, with the ability to guide business units and influence senior stakeholders. Strong communication, collaboration, and organizational skills are essential, along with a commitment to continuous improvement and fostering a robust risk culture that supports informed decision-making and organizational resilience.
The construction claims consultants with a distinguished, over 30-year track record, Guardian Group, now a division of YA, specializes in surety bond claims, construction defects, property & casualty claims, construction claims management, construction management and environmental claims & advisory services. No matter the size or complexity of your claim, case or issue, and regardless of geography, Guardian Group was engineered from the outset to deliver a more robust, more efficient, more enduring service value. Our regional offices make it so the right team of construction claims consultants may be deployed swiftly and cost-effectively.
Guardian Group serves surety bond companies, insurance carriers, law firms, municipalities, building owners and others with an unprecedented combination of forensic claims investigations and technical construction & engineering expertise. Guardian's seasoned professionals operate out of offices in Los Angeles, CA (Torrance), Sacramento, CA, Baltimore, MD (Bel Air), Dallas, TX, Fort Lauderdale, FL, Denver, CO, Nashville, TN and Phoenix, AZ.
Today, working in concert with YA, we provide you an unmatched team of technical experts, with 500+ people serving clients across the country, in Mexico and in England.
We look forward to connecting with you!
