Job Purpose:
To review, analyze and support / approve credit application; approve credit excesses and irregularities; take up credit-related projects.
Main Responsibilities:
Approve credit applications within delegated lending authority
Analyze and review credit applications beyond the delegated authority for higher authority level’s decision making
Monitor compliance with credit policies and guidelines
Approve credit excesses and irregularities within the delegated lending authority
Identify potential problem loan situation and, if necessary, working with relationship manager to take early remedial actions including loan/credit restructuring
Assist in formulating and reviewing credit policies and guidelines
Take up credit-related projects
Incumbent Requirements:
University degree or above with major in Banking, Business Administration, Finance, Economics, Accountancy or related discipline
Minimum 8 years’ credit experience in commercial banking
Knowledge of commercial banking products including trade finance
Knowledge of relevant regulatory requirements
Good knowledge in accounting principles and financial statements analysis
Good analytical, communication and interpersonal skills
About Dah Sing Bank
Dah Sing Bank, Limited is a wholly-owned subsidiary of Dah Sing Banking Group (HKG:2356) which is listed on the Hong Kong Stock Exchange. Founded in Hong Kong over 70 years ago, Dah Sing Bank has been providing quality banking products and services to our customers with a vision to be “The Local Bank with a Personal Touch”. Over the years, the Bank has been rigorous in delivering on our brand promise to grow with our customers in Hong Kong, the Greater Bay Area and beyond – "Together We Progress and Prosper". Building on our experience and solid foundation in the industry, the Bank’s scope of professional services now spans retail banking, private banking, business and commercial banking. Meanwhile, the Bank is also making significant investments in our digital banking capabilities to stay abreast with smart banking developments in Hong Kong and to support financial inclusion at large.
In addition to its Hong Kong banking operations, Dah Sing Bank also has wholly-owned subsidiaries including Dah Sing Bank (China) Limited, Banco Comercial de Macau, and OK Finance Limited. It is also a strategic shareholder of Bank of Chongqing with a shareholding of about 15%. Dah Sing Bank and its subsidiaries now have around 70 branches operating in Hong Kong, Macau and Mainland China.
This Page is written by the Bank in English. Any automated translated text in other languages appearing on this Page is not written or provided by the Bank and the Bank shall not be liable for any related issue or error.
This service/product is not targeted at customers in the EU.
本專頁由本行以英文撰寫。於本專頁出現之任何其他語言自動翻譯版本並不由本行撰寫或提供，本行將不承擔任何相關問題或錯誤。
本服務／產品並不是以歐盟的人士為目標。
