Job Description

Beem Credit Union: Banking for every journey

Beem is redefining what it means to be a credit union. With 80 years of cooperative history and a bold vision for the future, we’ve united to create a financial partner that offers both digital ease and people-first service.

Our mission is clear: financial wellness for all. We help British Columbians achieve their goals through personalized advice, innovative technology, and genuine human connection.

As one of BC’s largest credit unions, we serve over 200,000 members across 66 branches with $18 billion in assets under administration

If you’re passionate about making a difference and want to join a team that values collaboration, innovation, and purpose, join us on the journey.

Learn more: www.beemcreditunion.ca

What this role is all about:

The Senior Manager, Commercial Credit, is responsible for strategic guidance and active management of highly complex commercial files. They will provide adjudication of commercial files by exercising lending limits and signing authority, reviewing files for escalation and developing recommendations on applications and commercial credit activities while ensuring alignment with regulatory requirements and Credit Risk policies. The incumbent will develop and enhance the commercial process and procedures providing a proactive and forward-looking approach aligning with Credit risk strategy and the Credit Union’s risk appetite.

This role is open to hybrid/remote working arrangements within British Columbia.

What you’ll do:

Adjudication

• Provide independent, objective review and adjudication of commercial credit applications within delegated lending limits and authority.
• Ensure applications meet acceptable risk requirements in accordance with lending practices, Credit Union lending policy, as well as regulatory and legislative requirements.  
• Develop comprehensive commercial file recommendations and escalate approvals and reviews as required.
• Actively pursues the assessment of loan portfolio risks, trends and maintenance of credit quality through recommendation of commercial lending limits, monitoring of portfolio performance, identification of emerging industry risks, and training and guidance of commercial lenders.
• Present recommended applications to the Management Credit Committee through established approval processes.

Policy and Procedures

• Analyze best practice and develop recommendations to support strategy decisions including revisions and development of commercial credit activities in alignment with the Credit Union’s strategic plan and risk appetite.
• Promote enterprise-wide risk management philosophy toward commercial credit and aid in the development of commercial credit policies, procedures, guidelines and systems.
• Exercise subject matter expertise in the development and writing of policy, procedures and guidelines.
• Assist in alignment of policy and guidelines across teams, enhancing feedback loop to ensure effectiveness of policies and guidelines.
• Conduct and assist in data review and analysis for reporting purposes. Contributing to the development of report narratives.

Collaboration

• Collaborate with Internal Audit services (PRA) to review credit audit findings, develop recommendations, and action findings.
• Liaison with the Learning and Development team supporting training initiatives as needed, providing subject matter expertise
• Work in partnership with the commercial network, internal and external stakeholders to provide guidance and support as needed with lending files, policy, procedures, guidelines ensuring adherence and alignment to the Credit Union’s risk appetite.
• Support organizational integration activities, continuously exercising the ability to lead with agility and curiosity.
• Leads using their exceptional knowledge and understanding of the total commercial credit function to prioritize activities that have end-to-end impact.

What you'll bring:

• Completion of post-secondary education.
• Minimum of 5 years’ experience in commercial risk underwriting, in addition to 7-9 years of field experience in commercial lending.
• Experience with leadership accountability for the performance of commercial loans.
• Demonstrated ability to review and use data and reporting to support and grow the Commercial Credit portfolio.
• Demonstrated leadership skills, including influencing and networking with the ability to act as a collaborative partner with leaders and positively influence management and staff to act in the best interest of the Credit Union.
• In-depth knowledge of credit structuring, security requirements, lending policy, guidelines and practices.
• Strong working knowledge of regulatory and legislative requirements related to commercial lending.

Your Total Rewards

At Beem, we believe great work deserves great rewards. That’s why we’ve built a Total Rewards package that’s more than competitive—it’s designed to help you shine. From your pay to your peace of mind, we’ve got your back.

Compensation

Annual salary range: $ 116,200 - $145,300

Your pay reflects the skills, experience, and unique strengths you bring. We review salaries every year.

Performance and recognition

Your success is Beem’s success. We reward great performance through recognition and, where applicable, performance bonuses tied to shared goals.

Health and wellness

We're invested in your well-being

• Extended health coverage, including mental health support.
• Dental care that keeps you smiling.
• Disability coverage for peace of mind.

Time away: Rest isn’t extra—it’s essential

• Take the time you need to relax, explore, or just catch up on life, with vacation and personal days.

Retirement and financial well-being

Your future self will thank you.

• Generous RRSP contributions.
• In-house financial advice to help you plan ahead.
• Flexible options to add your own contributions.

Beem member perks

Little extras that make a big difference.

• Free banking accounts.
• Special mortgage and lending rates.
• Preferred financial perks.

The bottom line

Your Total Rewards aren’t just a package—they’re a reflection of our values. We build together by celebrating success, own it by investing in your growth, and keep things welcoming by making sure you feel supported at work, at home, and wherever your journey takes you.

At Beem we are BOLD and Always Welcoming and our values are at the forefront of everything we do!

• Build Together: You are a team player who thrives on collaboration, sparks ideas, and fosters inclusivity.
• Own It: You are ready to take charge, drive change, and deliver outstanding results.
• Lead with Agility: You are a dynamic, adaptable thinker who thrives on challenge and innovation.
• Driven by Curiosity: You are eager to explore, learn, and shape the future.

Ready to join?

Visit us at www.beemcreditunion.ca to learn more about what it’s like to work for Beem Credit Union! We sincerely thank all applicants for their interest; however, only shortlisted candidates will be contacted for an interview.

We at Beem Credit Union are committed to ensuring inclusive employment practices and an accessible business environment for our employees. We do not discriminate based on any protected attribute covered by the Human Rights Code and encourage all qualified candidates to apply. We are committed to a fair and equitable hiring process for all candidates. All applications are reviewed by a member of our team.

Beem Credit Union serves communities across many traditional Territories and Treaty areas in British Columbia. We are grateful to live and work on this land and are committed to reconciliation, decolonization, and building strong, connected relationships.