Job Description

Who is Credible?

Credible is a leading U.S. consumer finance marketplace, transforming the way consumers access and compare financial products. We operate at a consumer and enterprise level. On the consumer side, we help millions of people make smarter financial decisions by comparing personalized, pre-qualified offers across student loans, personal loans, mortgages, credit cards, and insurance — all without impacting their credit score. On the enterprise side, we power financial product comparison and distribution through deep integrations and partnerships with lenders, insurance carriers, and financial institutions, as well as providing marketplace technology and capabilities to third-party partners and distribution channels.

About the Role
The Senior Manager - Financial Reporting and Accounting reports to the VP of Accounting and plays a key role in overseeing the company’s financial reporting cycles. This position ensures the timely, accurate, and compliant preparation of monthly, quarterly, and annual financial reports in accordance with GAAP and internal control standards.
The ideal candidate is a strategic and hands-on leader with a strong technical accounting background, deep knowledge of financial reporting requirements, and the ability to manage and improve accounting processes. This person is proactive, adaptable, and driven to foster continuous improvement across the accounting function.

Responsibilities

• Oversee the financial close and reporting process, ensuring timely and accurate GAAP-compliant financial statements and management reports.
• Lead the preparation and review of monthly, quarterly, and annual reports, including variance analyses and key performance metrics.
• Review and approve journal entries, account reconciliations, and supporting documentation to ensure accuracy and compliance with company policies and controls.
• Continuously evaluate and enhance accounting operations, strengthen internal controls, and ensure adherence to compliance standards.
• Implement new technical accounting standards and maintain appropriate documentation of accounting positions and policies.
• Prepare and review audit schedules, coordinate with external auditors, and respond to audit inquiries promptly.
• Oversee timely completion of statutory and regulatory filings, including tax returns, financial reporting packages, and other compliance submissions.
• Partner with FP&A to align management reporting with external financial results, ensuring consistency and transparency.
• Manage or support ad hoc projects such as system implementations, process automation initiatives, and special financial analyses.

Education & Experience

• Bachelor’s degree in Accounting (required); CPA or CA preferred.
• Minimum of 7 years of combined public and private accounting experience (Big 4, SEC-registered public company, or pre-IPO environment).
• Proven hands-on experience across major accounting processes (A/P, A/R, Payroll, Cash Management, Fixed Assets).
• Direct involvement in financial close, financial reporting, and management reporting cycles.
• Experience with external audits, including preparation of PBCs and supporting schedules.
• Knowledge of multi-state payroll and experience with Xero, ADP, and Workday preferred.
• Proficiency in Excel, Word, Google Workspace, and PowerPoint.
• Strong analytical, problem-solving, and critical thinking skills.
• Exceptional attention to detail with the ability to manage multiple priorities effectively.
• Highly organized, self-motivated, and a collaborative team player capable of working independently.

Pursuant to state and local pay disclosure requirements, the pay ranges for this role, with final offer amount dependent on education, skills, experience, and location, are listed below. This role is also eligible for an annual discretionary bonus, various benefits, including medical/dental/vision, insurance, a 401(k) plan, paid time off, and other benefits in accordance with applicable plan documents.

View more details about Credible Benefits

For high cost of labor markets such as but not limited to New York City and San Francisco: $128,000—$179,000 USDFor all other US locations: $111,000—$163,000 USDWhy work at Credible?

We combine the intelligence, expertise, and confidence of a financial advisor with the approachability and honesty of a friend. In other words, we’re the friend you always wish you had in finance.

We are optimistic, challengers, trustworthy, clever, and smart. We are open and transparent. We strive to act as advisors by being friendly, objective, and open in our communication. We use language that is intelligent yet approachable. When appropriate, we’ll drop in a bit of wit to position ourselves as a fresh, reliable voice in the financial world.

We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, gender identity, disability, protected veteran status, or any other characteristic protected by law. We will consider for employment qualified applicants with criminal histories consistent with applicable law.