The opportunity

This role is responsible for leading and executing internal audits for Worldline’s German-regulated entities while being based in Rumania. The Senior Internal Auditor will focus on financial services and payments operations, ensuring compliance with German laws and BaFin expectations including ZAG (Payment Services Supervision Act), ZAG-MaRisk (ZAG-Minimum Requirements for Risk Management).

You’ll have the opportunity to work with Germany-regulated financial institutions while being based in Romania, gaining valuable exposure to BaFin regulatory audits, the payments industry, and cross-border governance. This strategic role will allow you to contribute to strengthening internal controls and enhancing the risk culture across the organization, while also offering a clear growth path toward an Audit Manager position.

Day-to-day responsibilities

Audit Planning & Delivery

• Plan, execute, and document risk-based internal audits for German legal entities and licensed payment institutions.
• Assess design and effectiveness of internal controls
• Ensure all audits follow IIA Standards, internal methodologies, and regulatory requirements.

Regulatory & Compliance Focus (Germany-Specific)

• Evaluate compliance with German regulatory requirements
• Support regulatory inspections and external audits by preparing accurate audit findings and documentation.

Reporting & Stakeholder Management

• Prepare high-quality audit reports in German and English, clearly highlighting findings, risks, and actionable remediation steps.
• Follow up on remediation actions and ensure timely closure of identified issues.

Advisory & Risk Insights

• Contribute to annual audit risk assessment and planning specifically for the German entity portfolio.
• Support knowledge transfer to Poland-based audit team members regarding German regulatory frameworks.

Who are we looking for

We look for big thinkers. People who can drive positive change, step up and show what’s next – people with passion, can-do attitude and a hunger to learn and grow. In practice this means:

• Bachelor’s or Master’s degree in Finance, Accounting, Business, Law, or related fields
• Minimum 4 years of internal audit experience in Banking, Payments, or Financial Service
• Fluent German (written & spoken) – mandatory, Professional English – required
• Must be based in Romania or willing to relocate; open to hybrid/remote work
• Ability to travel occasionally to Germany for onsite audits

Nice to have skills:

• Experience in one or more of the following processes: Risk Management, Counterparty Risk, OpRisk, Compliance, Data Protection, Financial Controlling, Finance and Accounting, Treasury
• Professional certifications: CIA, CISA, CRMA, Wirtschaftsprüfer module (advantage)
• Experience working in international, matrix organizations

Perks & Benefits

• Hybrid Working Policy
• Gift vouchers on the occasion of Christmas/Easter Holidays
• Private medical services
• 21 vacation days/year
• Referral bonuses for new hires recommended by you
• WFH & Flexible Working Hours
• Full access to the “Learning” platform