Erste Group

Senior Financial Analyst

Erste Group  •  Bucharest, RO (Onsite)  •  4 hours ago
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Job Description

About our team

BCR is the place where you learn, grow, and contribute to shaping the future of banking. We are recognized as a school of excellence in banking, a top employer in the banking sector, and a team open to learning, where every colleague feels seen and valued.

We are an organization that values people and supports them in having a life that brings fulfillment, security, and balance

How you will contribute

As Senior Financial Analyst you will perform credit structuring activity for the assigned corporate clients’ portfolio, perform the financial analysis, transaction structuring and financial modeling for credit applications. Also, you will offer input for setting financial covenants and perform peer reviews being able to advice on correlations and relevance of financial ratios and financial standing in specific industries. The clients are the ones who present, by the specificity of the products used or transactions, a high degree of complexity.

  • Perform financial analysis and modelling, test relevant sensitivities, perform peer reviews being able to provide advice on specific financial covenants and conditions relevant for the industry and the transaction;
  • Prepare financial analysis, market analysis and group/client presentation sections of the credit application, confirming the compliance of lending policies; provide input in the screening processes;
  • Provide specific input and review credit documentation, ensuring coverage of specific financial structuring terms;
  • Facilitate the credit approval process and act as interface with Risk Underwriting division;
  • Check financial conditions compliance against financial situations provided by clients;
  • Timely delivery of annual reviews applications in collaboration with the relationship manager.

What will help you be successful

  • Economic/Technical university degree (either Bachelor or Master);
  • At least 5 years work experience in financial or banking institutions / 3 year in financial analysis for corporate clients;
  • Strong corporate banking, corporate banking products and credit structuring knowledge, financial analysis and modeling skills, accounting and IFRS and GAAP knowledge, overview of local and CEE market companies’ specifics (financial indicators), general legal knowledge and/or LMA documentation and monitoring;
  • Strong analytical skills and negotiation abilities;
  • Ability to work independently and achieve results as part of a team;
  • Flexibility, stress resilience;
  • Ability to act as a perfect team-player being capable of finding solutions and work under pressure;
  • Strong personal and social skills;
  • Fluency in English (excellent written and oral communication skills).

Sounds like you'd be a good fit? Well, check out what we provide for our people

  • Monthly budget for flexible benefits through the Benefit Online platform;
  • 13th month salary;
  • Performance-based bonus;
  • Banking facilities, benefits for private pension and discounts on insurance policies;
  • Gifts for special occasions;
  • Vacation allowance;
  • Private medical services for you and your family;
  • Hybrid and flexible work schedule;
  • 1 month / per year of remote work from abroad (UE);
  • Up to 27 vacation days depending on your professional experience;
  • Extra 7 days off per year if you have used up your vacation days;
  • One day off for your birthday;
  • Wellbeing, personal and professional development programs, and platforms that allow you to learn anytime, anywhere, and from any device;
  • Subscription to Bookster.
Erste Group

About Erste Group

Founded as “Erste oesterreichische Spar-Casse” in 1819, we are now one of the leading financial institutes in Central and Eastern Europe.

As the leading institute of the Austrian savings banks, we are one of the country’s biggest banking groups, with regional savings banks. As Erste Group, we are present in the banking markets of 7 countries in the CEE region. That’s how we can apply local knowledge to servicing to more than 16 million customers. We provide financing to families for their living space and help entrepreneurs with their plans as well as founders taking their first step towards independence.

A career that helps you progress, and a role with responsibility.

In a changing world, people need orientation. Occupations with perspectives. Assignments that make sense. And people who think ahead. Working at Erste Bank means shaping one´s own career, taking on personal responsibility and learning from setbacks.

As an Erste Bank employee, you are not only working in the banking business. Working at Erste Bank means creating products that are ahead of the times. Developing services that bring advances for our customers. Identifying markets that others haven’t recognized yet. Our company is among the best employers in the country. We take work-life balance seriously and have created a completely new work environment at Erste Campus, our head office.

Excellence is only possible when employees with personality, talent and experience come together. That’s why we assign as much responsibility to our employees and seek to hire people who contribute to making us what we war: Austria’s most modern bank.

Imprint: https://www.erstegroup.com/en/imprint

Industry
Finance & Insurance
Company Size
5,001-10,000 employees
Headquarters
Vienna, AT
Year Founded
Unknown
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