Job Description

This role will report into the Lead Finance Officer (LFO)’s team supporting the International Card Services (ICS) group in Canada. The Senior Financial Analyst will lead activities that deliver data-driven recommendations to Canada’s Country Manager and leadership team. The role offers an opportunity to collaborate with various teams across the globe, not only within Finance, but also across key business units and partner groups.

With numerous stakeholders requiring consultative finance support, there is a high level of exposure and numerous opportunities to gain in-depth insights to real business challenges across the Canadian and international LFO teams. We pride ourselves on having a brand that our Colleagues associate with the following attributes:

• Subject matter experts in the economics of Consumer, Small Business and B2B payments industry.
• A cohesive team that consistently delivers and helps each other to be successful.
• Builds and maintains strong relationships with key stakeholders, including senior leadership, ensuring clear communication and collaboration.
• Advocates of the ‘Growth Mindset’, who lead change across the Finance organization.

• Providing business partners insights on financial P&L performance and business decisioning.
• Leading annual forecasting, investment optimization and month-end processes.
• Leading variance analysis and root‑cause reviews across P&L components, proactively identifying emerging trends, underlying business drivers, risks, and opportunities to influence forecasting and investment decisions.
• Data mining to drive insights to support product constructs, pricing, new deals and partnerships, and new product launches, among others.
• Acting as a liaison between finance and business stakeholders, providing regular updates, progress reports and insights to leadership.
• Summarizing and tracking initiatives, creating transparency for presentations to senior management.
• Delivering innovative process efficiencies.

• Strong business acumen, with the ability to follow business and industry trends and relate to financial results.
• Experience leveraging querying languages and data modeling tools (SQL, SAS, LUMI) to extract, structure, and analyze large, complex data sets and translate results into actionable financial insights. Ability to transform data sets into compelling visuals that clearly articulate business drivers and drive insights. Experience using visualization tools (Tableau/ Power BI).
• Expert-level Excel skills, including financial modeling, scenario analysis, and data manipulation; strong PowerPoint skills for synthesizing analyses into compelling, executive-ready materials.
• Familiarity with emerging AI technologies and a proactive approach to integrating them into financial planning, analysis, and reporting processes.
• Ability to synthesize and articulate complex ideas with brevity, simplicity, and impact.
• Ability to draw conclusions, predictions and actionable recommendations from data analysis.
• Proven experience in a collaboration role with cross-functional teams. Strong organizational and project management skills with the ability to handle multiple priorities.
• Excellent relationship-building capability and ability to influence others without having direct authority, combined with strong communication and presentation skills.
• Ability to work independently under pressure, effectively manage multiple tasks, meet deadlines and deliver high-quality results.
• Strong sense of personal accountability and resilience with a passion for continuous improvement.
• Confidence to ask questions, develop a point of view, and voice an opinion in meetings with senior executives.
• Bachelor's degree and relevant designation (CPA, CFA, MBA, MMA).
• Minimum 3 years of experience in financial analysis roles involving large data sets, financial modeling, forecasting, and translating analytics into actionable business insights.

The stated salary range represents the expected compensation for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

Employment eligibility to work with American Express is required as the company will not pursue visa sponsorship for these positions

The job posting is for an existing vacancy.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries
• Bonus incentives
• Support for financial-well-being and retirement
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• Generous paid parental leave policies (depending on your location)
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

American Express is committed to providing an inclusive and accessible work environment in which all people who apply for positions or who work for or on behalf of Amex are treated with dignity and respect and are provided with equal treatment with respect to employment, regardless of that person's age, sex, sexual orientation, gender identity, gender expression, race, colour, ancestry, ethnic or national origin, citizenship, religion or creed, marital status, family status, pregnancy, disability, record of offences, social condition or origin, political beliefs, association or activity or other factors prohibited under applicable Human Rights legislation (the “Prohibited Grounds”). If you have a disability and need accommodation, please speak with the Recruiter for more information.
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.