The work we do has an impact on millions of lives, and you can be a part of it.
We help protect our customers against life’s uncertainties. Regardless of where you work within the company, you’ll be helping provide protection and peace of mind when our customers need it most.
The Senior Director, Underwriting is a strategic leader responsible for driving underwriting excellence, portfolio performance, and disciplined risk management across the Asset Protection Division. This role partners closely with Product, Actuarial, Finance, Sales, and Operations leaders to develop and execute underwriting strategies that support profitable growth while maintaining appropriate risk controls. The leader will leverage data, analytics, market insights, and industry trends to optimize portfolio results, enhance underwriting governance, and ensure alignment between business objectives and risk appetite. The position also serves as a key advisor to executive leadership and is responsible for developing a high-performing underwriting organization.
Deep understanding of underwriting principles, portfolio management, and risk assessment.
Strong analytical and quantitative capabilities, including forecasting, modeling, and trend analysis.
Ability to interpret complex financial, actuarial, and underwriting data and translate insights into business strategy.
Proven ability to balance growth objectives with profitability and risk management goals.
Strong business acumen and strategic thinking skills.
Excellent executive communication, presentation, and stakeholder management abilities.
Demonstrated success leading cross-functional initiatives and influencing organizational outcomes.
Strong people leadership, coaching, and talent development capabilities.
Ability to navigate ambiguity and make sound decisions in complex business environments.
Bachelor's degree in Business, Finance, Economics, Risk Management, Mathematics, Actuarial Science, or a related field.
7 years of progressive experience in underwriting, portfolio management, product management, risk management, actuarial, or related insurance disciplines.
4+ years relevant leadership experience.
Experience managing portfolio performance and profitability across multiple products, programs, markets, or distribution channels.
Demonstrated leadership experience with direct people management responsibilities.
Experience partnering with cross-functional stakeholders to drive business strategy and operational execution.
Proven experience utilizing analytics and performance metrics to support strategic decision-making.
Advanced degree such as MBA, MS, or related discipline.
8+ years of progressive experience in underwriting, portfolio management, product management, risk management, actuarial, or related insurance disciplines.
Experience within automotive F&I, extended service contracts, vehicle protection products, warranty administration, specialty insurance, or adjacent P&C markets.
Experience supporting product development, pricing strategy, reserving, or predictive analytics initiatives.
Experience leading enterprise-wide underwriting transformation, governance, or technology modernization efforts.
Industry certifications relevant to underwriting, risk management, or insurance operations.
Protective Asset Protection has been providing finance and insurance (F&I) solutions for the automotive industry for more than 60 years. We proudly serve thousands of dealerships and financial institutions in the automotive, marine, powersports and recreation vehicle industries throughout the U.S. providing innovative vehicle protection products, wealth-building programs, training, and technology. Our portfolio of vehicle protection plans, GAP coverage, limited warranties, and ancillary products provide opportunities to generate revenue with products that help drive customer retention and satisfaction. Protective Asset Protection is part of the financial services holding company, Protective Life Corporation. For more information about Protective Asset Protection visit www.ProtectiveAssetProtection.com.
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We aim to protect the wellbeing of our employees and their families with a broad benefits offering. In addition to offering comprehensive health, dental and vision insurance, we support emotional wellbeing through mental health benefits and an employee assistance program. Work/life balance is important and Protective offers a variety of paid time away benefits (e.g., paid time off, paid parental leave, short-term disability, and a cultural observance day). The financial health of our employees is just as important as physical and emotional health. Some of the financial wellbeing benefits include contributions to healthcare accounts, a pension plan, and a 401(k) plan with Company matching. All employees are encouraged to protect their overall wellbeing by engaging in ProHealth Rewards, Protective’s platform to improve wellbeing while earning cash rewards.
Eligibility for certain benefits may vary by position in accordance with the terms of the Company’s benefit plans.
If you require an accommodation to complete the application and recruitment process due to a disability, please email eric.hess@protective.com. This information will be held in confidence and used only to determine an appropriate accommodation for the application and recruitment process.
Please note that the above email is solely for individuals with disabilities requesting an accommodation. General employment questions should not be sent through this process.
We are proud to be an equal opportunity employer committed to being inclusive and attracting, retaining, and growing an inclusive workforce.
We have been alerted to fraudulent career postings as well as outreach from fake recruiters on LinkedIn. Please be aware that Protective will never ask for banking information for equipment or email you from a domain outside of @protective.com. While we use channels like Indeed and LinkedIn to post authentic job postings, you can always validate the legitimacy of those postings by comparing them to those listed on our careers page (www.protective.com/careers). Report fake job postings on the Report Fraud page of our website: protective.com/report-fraud
Through its subsidiaries, Protective offers life insurance, annuity and asset protection solutions and is helping more than 14.4 million people protect what matters most. Protective’s more than 3,800 employees put people first and deliver on the company’s promises to customers, partners, colleagues and communities - because we’re all protectors. With a long-term focus, financial stability and commitment to doing the right thing, Protective Life Corporation, a subsidiary of Dai-ichi Life Holdings, Inc.(TSE:8750), has $118 billion in assets, as of Dec. 31, 2023. Protective is headquartered in Birmingham, Alabama, and supported by a robust virtual workforce and core sites in the greater Cincinnati area and St. Louis. For more information about Protective, visit www.protective.com.
