Bank of China (Hong Kong)

(Senior) Credit Risk Manager (Portfolio Management and Limit Monitoring)

Bank of China (Hong Kong)  •  Hong Kong, HK (Onsite)  •  2 months ago
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Job Description

Responsibilities:

  • Monitor the compliance of portfolio limits of the Group (solo and consolidated). Perform post-loan monitoring, promote its effectiveness and completeness. Monitor the changes in risk profile and asset quality of corporate customers, participate in credit portfolio thematic review and reporting.
  • Oversee the compliance of portfolio investment activities of the Group and its subsidiaries (including insurance firm and asset management company) according to the stipulated investment policies and guidelines, evaluate changes in risk profiles of the investment portfolios and provide guidance to subsidiaries.
  • Perform credit due diligence on the annual investment plans of the Group and subsidiaries, identify risk characteristics and recommend mitigation measures. Monitor and report the changes in risk profile of the Group's and subsidiaries' investment portfolios.
  • Evaluate trends and changes in risk profile of the investment portfolios of the Group and subsidiaries, identify key risk drivers, recommend portfolio limits with reference to macro-economic environment, business plans, stress test result and internal risk reports etc.
  • Formulate Group's credit risk policies and monitoring procedures, provide guidance and support to subsidiaries to ensure smooth implementation.

Requirements:

  • Degree holder or above with major in Economics, Risk Management, Statistics, Mathematics or related discipline.
  • CPA or FRM preferred
  • 3-year experience or above in banking industry (portfolio analysis, limit setting and monitoring, financial analysis or research)
  • Familiar with credit risk theories, Basel and knowledge of IFRS 9
  • Solid analytical skills and proficient in using Bloomberg, Microsoft Excel (VBA) and Access (SQL)
  • Excellent analytical and communication skills
  • Independent, self-motive and able to work under pressure
  • Good command in written and spoken English and Chinese
Bank of China (Hong Kong)

About Bank of China (Hong Kong)

Bank of China (Hong Kong) Limited (“BOCHK”) is a leading commercial banking group in Hong Kong with strong market positions in all major businesses. We have the most extensive local branch network and diverse service platforms in Hong Kong, including more than 190 branches, 280 automated banking centres, efficient e-channels of over 1,000 self-service machines, as well as Internet and Mobile Banking services. We offer a comprehensive range of financial, investment and wealth management services to personal, corporate and institutional customers. To implement the overseas development strategy of BOC Group, we strive to drive our regional development by expanding our business in the Southeast Asian region. Our branches and subsidiaries have been extended to Southeast Asian countries such as Thailand, Malaysia, Vietnam, the Philippines, Indonesia, Cambodia, Laos and Brunei, with the provision of professional and high-quality financial services to local customers. We will also expedite our development into a top-class, full- service and internationalised regional bank.

BOCHK is one of the three note-issuing banks and the sole clearing bank for Renminbi (“RMB”) business in Hong Kong. With our strong RMB franchise, we are the first choice of customers in this business.Through the deep collaboration with our parent bank, BOC, we provide a full range of high-quality crossborder services to multinationals, cross-border customers, mainland enterprises going global, central banks and super-sovereign organisations.

BOC Hong Kong (Holdings) Limited, BOCHK’s holding company, is one of the largest listed companies on the main board of the Stock Exchange of Hong Kong, with stock code “2388” and ADR OTC Symbol “BHKLY”.

Industry
Finance & Insurance
Company Size
1,001-5,000 employees
Headquarters
, HK
Year Founded
Unknown
Website
bochk.com
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