Ninja Van

Senior Credit Risk Executive (Trade Credit)

Ninja Van  •  Subang Jaya, MY (Onsite)  •  1 month ago
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Job Description

This role is responsible for supporting daily credit assessment and credit operations activities, including customer onboarding, credit limit reviews, and portfolio monitoring. The role ensures credit decisions are made in a timely and accurate manner while maintaining sound credit risk control and supporting business growth.

Responsibilities

  • Perform credit assessments for new customer onboarding, including basic KYC checks, financial review, and legitimacy verification.
  • Review and approve credit limits within delegated authority and escalate higher-risk cases when necessary.
  • Monitor customer credit utilisation, overdue balances, and overall portfolio exposure.
  • Conduct periodic credit reviews and support credit limit adjustments
  • Maintain accurate credit documentation and records.
  • Identify early warning signs of credit risk such as delays in payment or deteriorating behaviour.
  • Ensure adherence to internal credit policies and procedures.
  • Support improvements to credit processes and basic automation initiatives.
  • Work closely with Sales and other stakeholders to provide clear explanations for credit decisions

Requirements

  • 2–5 years of experience in credit risk, credit analysis, loan underwriting, credit operations, or trade credit-related roles
  • Bachelor’s degree in Finance, Accounting, Economics, Business, Banking, or related field
  • Basic understanding of financial statement analysis and credit risk principles
  • Strong analytical and critical thinking skills
  • Good attention to detail
  • Proficiency in Excel or Google Sheets (AppScript is an advantage)
  • Ability to work in a fast-paced environment and meet deadlines
  • English and Malay
  • Strong judgment and decision-making ability
  • Good communication and stakeholder management skills
  • Ability to balance risk control with business needs
  • Independent and team-oriented working style
    • Ninja Van

    About Ninja Van

    Ninja Van Group is a tech-enabled logistics organisation, backed by marquee investors including GeoPost, Alibaba Group, and B Capital Group.

    Launched in 2014 as an e-commerce express logistics company, it reached 100% network coverage by 2018 with over 2,000 stations and hubs across Southeast Asia. Today, around two million parcels course through its network daily.

    A decade of operations fortified Ninja Van Group’s e-commerce express network, enabling concurrent diversification across the realms of e-commerce and express logistics.

    To maximise its scale in e-commerce, Ninja Van Group offers a comprehensive suite of solutions – from digital to full-funnel marketing – to help shippers sell better.

    As a springboard for expansion beyond e-commerce, Ninja Van Group's e-commerce express network lays the groundwork for venturing into other express verticals, including business-to-business inventory restocking and cold chain.

    Industry
    Transportation & Logistics
    Company Size
    5,001-10,000 employees
    Headquarters
    Queenstown, SG
    Year Founded
    2014
    Website
    ninjavan.co
    Social Media