About the Role
We are seeking a highly experienced Senior Credit Evaluation Manager to join our team at RHB Banking Group. In this role, you will be responsible for evaluating credit risk for applications submitted by various business units, ensuring all credit decisions align with regulatory standards and internal risk frameworks. You will play a key role in maintaining the bank’s credit quality, providing sound judgment on approvals, and safeguarding the Group’s financial integrity.
What you will be doing
Provide credit risk evaluation of credit applications submitted by various business units and identify, address, and mitigate all pertinent credit risk issues
Approve credit applications within the Delegated Lending Authority (DLA) or recommend to the next higher approving level in accordance with established approval frameworks
Review and validate credit risk grades for applications from CORP, IB, CB & FIG, including affirming or overriding ratings with well-supported justification
Ensure applications from PFS meet product parameters, credit guidelines, and regulatory requirements, or are adequately mitigated
Evaluate and approve, reject, or recommend operational and administrative requests (e.g., variation of terms and conditions) across CORP, IB, CB, FIG & PFS segments
Ensure all evaluations comply with regulatory requirements, internal policies, and risk governance standards
Maintain high-quality credit assessments within agreed turnaround times
Keep abreast of industry developments, regulatory updates, and emerging credit risks to continuously enhance decision-making
What we're looking for
Strong experience in credit evaluation, risk management, or related banking functions
Solid understanding of corporate, investment, commercial, and retail banking credit frameworks
Strong analytical and risk assessment capabilities
Sound knowledge of regulatory requirements and credit policies within Malaysia’s financial landscape
High attention to detail with strong judgment and decision-making skills
Excellent communication and stakeholder management skills
Proactive, driven, and committed to maintaining high professional standards
We are a multinational regional financial services provider that is committed to deliver complete solutions to our clients through differentiated segment offerings and an ecosystem that supports simple, fast and seamless customer experience, underpinned by cohesive and inspired workforce and relationship built with stakeholders
Headquartered and listed in Malaysia, RHB Banking Group is the longest established local bank, formed though the mergers of several banks, the oldest of which was founded in 1913. RHB Banking Group and its subsidiaries provide a full range of services ranging from retail banking, business banking, corporate and investment banking, Islamic banking, transaction banking to treasury, insurance, asset management, private equity and stockbroking services.
TOGETHER WE PROGRESS
Our strong heritage is the foundation of our commitment to continue serving the community. For over a 100 years, we have been helping people and businesses grow and succeed, and will continue to do so.
Our experience gives us an in-depth understanding of the needs of our customers and partners, inspiring us to constantly innovate and improve to serve them better. With their unending support, we have established ourselves with a strong footprint throughout Malaysia and we are now present in 9 other countries across the ASEAN region.
We hope our legacy and pursuit for excellence continues as we tirelessly cultivate and nurture the next generation through our actions and words, preparing a brighter future ahead.
We thank those who believe in us and welcome everyone to join us on our exciting journey of progress. The time has come for us to move forward in unison, to realise our greater potential together. Our new brand promise "Together We Progress” honours our past, celebrates the present and welcomes the future.
We invite you to join us as we work towards a better and brighter future for all.
