Job Description

Job ID: 4696

Are you experienced in credit risk and knowledgeable on working with data? Warm welcome to the exiting team of talented professionals to conduct Nordea Finance’s credit controlling activities to safeguard and improve our business across Nordics.

Nordea Finance Business & Credit Risk Management is hiring a Senior Credit Analyst for the Credit Risk Control & Control Automation team. This is an opportunity for you to be a crucial part of transforming the credit risk management practices and securing Nordea Finance stays compliant through increasing regulatory demands. So, bring your ideas, skills and unique background - with us, you’ll be in good company with plenty of opportunities to collaborate, grow and make a difference.

About our team

Welcome to Nordea Finance. We add value by offering the best solutions to our customer within the full range of finance company products in multiple sales channels. Nordea Finance has the expertise to service all customer segments across Nordea, offering asset finance and receivables finance rights across the Nordics.

As the Senior Credit Controller you will have a significant impact on Nordea Finance’s financial health by ensuring that guidelines are adhered to and deficiencies in processes can be identified via controlling activities. The position is a great opportunity to make your own impact on the implementation of our new strategy.

What you’ll be doing:

• Perform frequent and ad-hoc credit controlling tasks covering all credit portfolios and customer segments in all Nordea Finance legal entities in Denmark, Finland, Norway and Sweden.
• Perform both credit file reviews and monitoring of automated controls.
• Focus on e.g. Unlikeliness-to-Pay, forbearance and contagion processes, car and equipment finance, vendor risk management, credit origination and collateral valuation processes.
• Design and implement efficient controls to ensure that key frameworks & processes are executed in a compliant and efficient manner.
• Work with data to improve existing controls, control procedures & toolsets.
• Interact with internal stakeholders within Nordea Finance to ensure that risks are managed properly and actions are taken when inefficient processes are detected.
• Liaise with Group Functions to understand best practices within the group.
• Provide high-quality and value-adding control results via management reporting.

In this role you will report to the Head of Credit Risk Solutions & Frameworks and functionally report to the Functional Lead of Credit Risk Control & Control Automation-team.

Who you are

Collaboration. Ownership. Passion. Courage. These are the values that guide us in being at our best – and that we imagine you share with us.

To succeed in this role, we believe that you:

• Possess an analytical and structured approach to work driven by curiosity and creativity.
• Have a genuine willingness to learn, increase your competencies and a proactive can‑do attitude.
• Have the drive to deliver high-quality results.
• Hold excellent written and verbal communication abilities including communicating effectively to senior professionals.
• Are a flexible team player able to work both independently and collaboratively in a challenging and changing business environment.
• Share knowledge and support colleagues within own team in order to achieve team goals.

Your experience and background:

• At least 3 years’ experience within credit risk management or controlling from either 1LoD/2LoD/3LoD in Household or Corporate segments.
• Hands-on working experience within credits: background from e.g. credit analysis, credit granting and/or credit controlling function.
• Ideally you have some understanding of regulatory requirements for Credit Risk.
• Relevant technical skills: Experience in working with large data sets and business analytics is plus but not a perquisite.
• Fluency in English: Familiarity with a Nordic language is a plus.

What we offer

People come here when they want to get somewhere. For some, it’s to take their career to the next level. For others, it’s to break new ground within their area of expertise – in other words, with us, you will always move forward.

A culture that fosters performance and growth in one of the largest Nordic banks, offering various opportunities to evolve, develop and learn from brilliant colleagues with diverse backgrounds in a vibrant working environment.

Hybrid working model – we believe in the value of bringing people together and at the same time we embrace the freedom of flexibility.

Diversity and inclusion are a natural part of our daily work. We know that an inclusive workplace is a sustainable one. We genuinely believe that our diverse backgrounds, experiences, characteristics and traits make us stronger together. Every day we strive to find new ways to improve diversity and inclusion within our community e.g. we have signed the European Diversity Charters in the countries where we operate to show our commitment and engage with others to continue learning and improving.

If this sounds like you, get in touch!

Next steps

Submit your application no later than 21/06/2026. For more information, you’re welcome to contact Tero Rytkönen at +358 407667053 or tero.rytkonen@nordea.com.

We enable dreams and aspirations for a greater good.

We build relationships. We add a personal touch to everything we do – when advising our customers, collaborating with colleagues, and meeting our potential candidates.

We learn and develop. We take pride in being experts and thinking ahead. We use our expertise to meet our customers’ needs, from the simplest to the most complex. We bring a growth mindset to our work that enables us to focus on a broader perspective in our daily challenges.

We lead change. We are responsible and aware of the impact of our decisions, both for our customers and for our local and global communities. Mindful of our responsibility towards current and future generations, we have made sustainability an integrated part of our business strategy.

We are Nordea. We have a 200-year history of supporting and growing the Nordic economies and our values are deeply rooted in these open, progressive and collaborative societies. As one of the biggest employers in the Nordics, Poland and Estonia, you have excellent opportunities to evolve, develop and move forward with us.