Job Description

Senior Credit Analyst

Help shape the future of global lending at ING

Banking helps people move forward with what matters most to them. Whether it's growing a business, expanding into new markets, or investing for the future, sound lending decisions play a critical role.

At ING, we're looking for a Senior Credit Analyst to join a strategically important team within our Wholesale Banking business. This is an opportunity to work on complex corporate lending portfolios, collaborate with international stakeholders, and contribute to the future of lending support across ING's global network.

If you're passionate about corporate credit, financial analysis, and making informed risk decisions, we'd love to hear from you.

Role Summary

As a Senior Credit Analyst, you will support lending teams across the globe by delivering high-quality credit analysis, covenant monitoring, risk assessments, and reporting. You will leverage your expertise in financial statement analysis and corporate lending to identify risks, support decision-making, and help maintain a strong and sustainable loan portfolio.

This role offers broad exposure to a wide range of industries, clients, and lending products within Wholesale Banking.

About the Team

You will join a high-profile and growing team that supports ING Wholesale Banking globally. Working closely with colleagues across multiple countries and business lines, you will help drive consistent credit practices and support lending activities for corporate clients, real estate businesses, financial institutions, and other sectors.

The team values collaboration, accountability, continuous improvement, and knowledge sharing. You'll work alongside experienced credit professionals and engaged leaders who are committed to helping you grow your career.

Required Skills and Experience

We're looking for someone who brings:

• More than 5 years of experience in corporate or institutional lending, credit analysis, or related financial services roles.
• Strong understanding of financial statements, including Income Statements, Balance Sheets, and Cash Flow Statements.
• Experience monitoring loan covenants, performing financial spreading, conducting credit reviews, and assessing risk ratings.
• Ability to analyze public and private company financials and identify key risk drivers.
• Strong analytical thinking and attention to detail.
• Excellent organizational and time management skills.
• Strong written and verbal communication skills in English.
• Bachelor's degree in Finance, Accounting, Economics, Business, or a related field. Candidates from other disciplines with strong accounting knowledge are also encouraged to apply.
• A collaborative mindset and the ability to work effectively with stakeholders across different countries and cultures.

What We Offer

At ING, you'll have the opportunity to:

• Work with global teams across Wholesale Banking.
• Build expertise across multiple industries and client segments.
• Gain exposure to complex lending structures and credit portfolios.
• Contribute to projects that influence the future of lending support within ING.
• Learn from experienced leaders and credit professionals.
• Grow your career in an international, innovative, and inclusive environment.

Interested?

Click the apply button on our careers site and submit your application through Workday. We look forward to learning more about you.

Equal Opportunity

Don't meet 100% of the qualifications? Don't let that hold you back. Research shows that many talented professionals apply only when they meet every requirement. If this role interests you and your experience is closely aligned, we encourage you to apply.

Job Application Safety Reminder ⚠️

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• Apply only via official ING platforms. ING uses Workday as its internal recruitment system. Applications should be submitted only via our official career site.
• Check the sender's email carefully. Legitimate communication will always come from @ing.com and/or @myworkday.com.
• No payments or banking details will ever be requested. If someone asks for this information, it's a scam.

About ING

With 65,000 employees and operations in approximately 40 countries, there is no shortage of opportunities for people with initiative who want to help people take a step ahead in life and in business.

Do you want to work at the cutting edge of what's possible and at the same time ensure you work with integrity and hold the customer's interests at heart? Do you want to be surrounded by progressive, inspiring, diverse, and supportive colleagues? Then there is no better place to invest your talents than at ING.

Join us. Apply today.