Boardroom Appointments - Global Human and Talent Capital

Senior Credit Analyst

Boardroom Appointments - Global Human and Talent Capital  •  South Africa (Onsite)  •  2 months ago
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Job Description

Minimum Requirements:

  • Ideally Bachelors degree in Finance, Economics or related field or CA (SA) or CFA
  • Ability to query, interpret, and present complex data clearly to support decision-making processes.
  • Minimum 6 years experience in credit risk analysis in the retail/banking environment, with comprehensive knowledge across the credit lifecycle
  • Proven experience of successfully managing a team of credit analysts.
  • Detail-oriented and able to work independently 

Responsibilities:

  • Manage lending limits
  • Conduct credit reviews and credit approvals
  • Manage the customer database and provide input regarding limits, ratings, Loss Given Default (LGD)
  • Suggest risk mitigating measures for our consumer finance products in line with the risk philosophy of the Company
  • Manage credit risk appetite (limits) by scrutinizing current portfolio exposures
  • Keep portfolio current by reviewing at least once in a 12-month period
  • Identify transaction specific risks including credit, taxation, accounting and legal
  • Document findings and report to the credit committee
  • Act as a bridge between risk and business on contentious issues
  • Remain objective and present both arguments and pros and cons
  • Forecast and analyse financials and collate and model data (where required)
  • Participate in meetings with senior stakeholders
  • Project management i.e. track progress, manage expectations and ensure stakeholders requirements are delivered



Boardroom Appointments - Global Human and Talent Capital

About Boardroom Appointments - Global Human and Talent Capital

Boardroom Appointments is a global specialist in Recruitment, Contract Staffing, Project Staffing, Temporary Employment Solutions, Training, HR Consultancy and Expatriate Mobility that operates extensively in Africa, EMEA, America, and Europe.

We have been industry leaders since 1989. Our dynamic team of recruitment and labour professionals has serviced hundreds of clients and placed thousands of candidates in various industries across the globe. We have gained invaluable insight and experience into global market trends and human resource workings.

We have specialized divisions that enhance our ability to service all clients in the following industries:

- FMGC

- Finance, Banking and Insurance

- Manufacturing and Processing

- Oil and Gas, Mining, Engineering and Construction

- Medical, Pharmaceutical and Health Care

- Logistics and Supply Chain

- Information Technology, Media and Telecommunications

- Waste Management and Sanitation Services

- Renewable and Alternative Energy

- Retail and Commercial Property

- Agriculture and Production

- Government and Public Services

- Call Centre and Customer Support Services

Today, Boardroom Appointments has a global candidate database and network, servicing clients around the world with all their Human Capital needs.

This experience allows clients to rely on us FULLY for all their talent needs, both permanent and temporary, while they focus on their core business.

We custom design solutions to perfectly fit our client's recruitment needs and form long-lasting relationships based on quality service and flawlessly fulfilled deliverables.

Our team is comprised of passionate and driven individuals who strive to maintain the best and most professional service to our clients.

We are focused, passionate, and we love what we do.

Industry
Unknown
Company Size
51-200 employees
Headquarters
Bedfordview, ZA
Year Founded
1989
Website
boardroom.co.za
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