Are you someone who is eager to take a deep dive into an insurer’s balance sheet and risk profile, uncover key developments, and explain them with clarity? Do you thrive in a dynamic, ambitious environment that’s poised for growth? If so, we want to hear from you!
We are Athora Netherlands, an insurance company with the well-known brands Zwitserleven and Reaal. We are mainly involved in pensions and life insurance in the Dutch market. We are part of a European group with offices in Ireland, the United Kingdom, Belgium, Germany and Italy. We are a strong company with over one million customers and we want to grow into one of the most important players in the rapidly changing pension market in the coming years. That is why we are looking for people who are not afraid of change, who are getting things done, who have the ambition to achieve results and who therefore know how to get the best out of themselves and their team. Smarter together, we call it.
As a Capital and Balance Sheet Reporting Specialist, you’ll play a pivotal role in connecting past performance, future projections, and scenario analyses across all reporting regimes, such as FRS, Economic, Solvency II, and Tax. Your insights will directly support strategic decision-making on solvency and capital generation.
About the Team
You will be part of the Actuarial Capital & Balance Sheet Reporting team at Athora Netherlands, a team of 14 professionals responsible for delivering integrated risk analyses and steering reports to internal and external stakeholders, including risk committees, the board, our shareholder (Athora), and balance sheet management.
Our responsibilities include ORSA stress testing, (EIOPA) Stress tests, reporting on the Risk Appetite Statement, and identifying drivers behind movements in Solvency II (including the economic framework) and IFRS 17/9. Our scope covers the broader Asset-Liability Management (ALM) domain, encompassing all risk types (insurance, market, counterparty, LACDT) and balance sheet elements (assets and liabilities).
We adopt both forward- and backward-looking approaches, consolidating figures from various sources and are completing the balance sheet and risk profile valuations for market risks, counterparty defaults, LACDT, and non-market-to-market assets such as mortgages. Additionally, we contribute to assumption setting, including the determination of economic assumptions.
Tasks and responsibilities
As Capital and Balance Sheet Reporting Specialist, you will be responsible for:
Owning and overseeing the production of key regulatory and governance reports, such as Solvency II and IFRS
Analysing results, identifying and explaining key drivers of movements, and reporting these in external reports (e.g. SFCR) and internal reports (e.g. ORSA and internal Solvency II & IFRS reports)
Representing actuarial topics in senior committees and interacting with shareholders, auditors, and supervisors
Sharing knowledge proactively within the team and across the division
Delivering risk reports accurately and on time
Identifying relevant developments and explaining their impact on the balance sheet and solvency position
Driving improvements in modelling, tooling, and ways of working, including automation and the use of modern technologies
Fully qualified Actuary (AAG or equivalent, mandatory)
At least 5 years of post qualification experience in life insurance relevant professional experience (mandatory)
Strong analytical skills and communication skills (English required, Dutch preferred)
Competencies
You are eager to learn and develop and are a collaborative team player with a proactive mindset. You combine strong analytical skills with the ability to communicate complex actuarial topics clearly and concisely. You can think conceptually while acting pragmatically. In addition, you manage timelines and stakeholders effectively and communicate confidently at different levels within the organisation.
You get about 900 colleagues who all think they work for a special company. You will have the opportunity to make an important contribution to the socially relevant theme of pensions. We make sure that your pension is well taken care of so you can enjoy a carefree retirement.
You will have the opportunity to really make a difference when it comes to sustainability, because we have a leading role in our business operations and investments for years. Of course, you will get a (flexible) workplace at one of our offices that are among the best 7% in the world. And because you also work regularly from home, you will receive a budget to set up your home office properly.
In exchange for your commitment, talent and skills, next to your salary plus a holiday allowance and a thirteenth month, you will receive 27 vacation days (with a 36-hour contract) and a public transport card or travel allowance for the days you come to the office. And, not unimportantly, we think, you will receive a training budget, so that you can continue to develop yourself. This gives you the opportunity to grow, within our company or beyond.
Salary per month: based on CLA scale 18, the range is € 7.060,37 to € 9.413,82 based on 36 hours.
Please respond quickly using the apply button!
Athora is one of the fastest growing savings & retirement services companies in Europe.
We provide products and services which help customers achieve long-term financial security, with primary insurance operations across Europe, a reinsurance business in Bermuda and corporate centres in the UK and Ireland.
Athora has approximately 1,500 employees, 2.8m policyholders and €76bn Assets under management and administration (at the end of 2024).
Athora recently announced that it is acquiring Pension Insurance Corporation plc (PIC) – a top three pension solutions provider in the UK, subject to regulatory approval. Upon completion PIC will become Athora’s UK insurance business and the agreement marks a significant milestone in Athora’s European growth story.
The combined Group will become one of the largest providers of guaranteed insurance savings and retirement products in Europe with more than €130bn AuMA.
