Job Description

Job Role:

• This is an Independent role and candidate will manage a business of 40-75L PM (Unsecured Business Loans)

• Needs to have a good knowledge of Local market with a special focus on the Self-employed category. Must have experience in that Geography

• To understand clients business & provide appropriate products like Business loans, OD facilty

• Has to work closely with DSA’s/do Tele calling/Branch Banking teams for new customer addition.

• To cross sell various products like Current Account/Savings account/Life Insurance and General Insurance

• To build relationships with key persons (CFOs/ promoters) in the target segments & build client trust & confidence.

• To be alert on competitive elements in the target segments (viz. other banks etc.) & Augment the presence and penetration of the Kotak brand in the target market

• Improve efficiency by monitoring accounts sourced, do top ups on existing loans when possible

Job Requirements:

• Graduate / MBA

• Experience: 3-4 years in the local market, preferably some background in Credit & Sales Knowledge is required - ability to get the customer to buy into the asset proposition- loan amount, rate & fees. Should have good oral and written Communication skills.

• Job Knowledge- The candidate would need to handle Sales for a gamut of products like TL, OD,