
At Cabot, we’re looking for a Senior Business Analyst to lead the analysis, definition and design of complex change across the business. This is a hands-on, senior practitioner role focused on solving problems, shaping solutions, and ensuring outcomes deliver real value.
You’ll work closely with Product, Technology and Operations teams to make sure change is clearly defined, feasible and aligned to business goals. With a high degree of autonomy, you’ll tackle ambiguity head-on, applying sound judgement and influencing decisions across cross-functional teams.
What you can expect as a Senior Business Analyst:
Permanent
Hybrid office role – Kings Hill, ME19 4UA.
Not only are we offering a competitive salary and a fantastic bonus scheme, you’ll also be entitled to loads of great benefits including, discount and cash back on hundreds of high-street shops and private health insurance, plus much more.
Key responsibilities include:
Support delivery of complex business and technology change, ensuring analysis is high quality and consistent.
Lead requirements definition and solution design from problem statement through to delivery.
Apply advanced analysis techniques (process modelling, impact, root cause, options and data analysis) to shape solutions.
Elicit, analyse and document business needs into clear, high-quality artefacts (e.g. user stories, process models, acceptance criteria, business rules).
Collaborate with technical teams to design pragmatic, scalable solutions, maintaining traceability from business need to outcome.
Ensure non-functional, operational, regulatory and risk considerations are captured early and embedded in design.
Manage and refine backlogs, ensuring work is clearly defined, prioritised and delivery ready.
Support the full change lifecycle, including testing, implementation, business readiness and handover.
Facilitate workshops to explore problems, define solutions and drive decisions.
Present clear recommendations, including risks, impacts, trade-offs and constraints.
Identify risks and dependencies early, proposing mitigations to maintain delivery momentum.
Ensure outcomes deliver intended business value, contributing to review and continuous improvement.
Champion strong business analysis practices and share learning to improve delivery maturity.
We are looking for someone with:
Proven experience operating as a Senior Business Analyst within complex, technical and/or regulated environments.
Strong command of core and advanced business analysis disciplines including requirements elicitation, process modelling, gap analysis, options analysis, benefits realisation and non-functional requirements.
Experience working across digital, systems, data and operational change, with the ability to bridge business and technical perspectives.
Practical experience working in agile, waterfall and hybrid delivery models, adapting techniques pragmatically to suit the delivery context.
Highly developed analytical and problem-solving skills, with the ability to deal effectively with complexity and ambiguity.
Strong facilitation and stakeholder engagement skills, able to challenge constructively and build trusted relationships.
Excellent written and verbal communication skills, capable of explaining complex concepts clearly to both technical and non-technical audiences.
Familiarity with tooling such as Azure DevOps (or equivalent), process modelling and collaboration tools.
What happens next?
If this sounds like you and you’d like to join our rapidly expanding company that offers excellent career progression, then apply now!
Working for Cabot:
You’ll be working for an award winning; Investors in People Gold accredited organisation. We’re passionate about the ethical treatment of our customers and employees. Our mission is to create pathways to economic freedom. Our vision is to make credit accessible by partnering with our consumers to restore their financial health.
Diversity and inclusion are very important to us at Cabot, and we value a multitude of diverse talent within our business. We want everyone to be themselves at work and encourage a culture that includes everyone. Our policies ensure that every candidate and employee are treated fairly and with equal opportunities.
**At Cabot we are highly regulated by our clients, as such, any successful candidates will have to undergo a basic credit check and criminal background check. Please note that we are unable to proceed to interview stage if a CCJ, IVA or Bankruptcy appears on a credit file, or if you do not have full right to work in the UK – we are unfortunately unable to offer sponsorship.

Established in 1953, Midland Credit Management, Inc. (MCM), a wholly-owned subsidiary of Encore Capital Group, Inc., is a specialty finance company providing debt recovery solutions for consumers across a broad range of assets. We purchase portfolios of defaulted consumer receivables and manage them by partnering with our consumers as they repay their obligations and work toward financial recovery.
MCM is the market leader in portfolio purchasing and recovery in the United States. We lead the industry with consumer-centric practices that drive results.
In 2011, we introduced the industry’s first Consumer Bill of Rights codifying our commitment to working with our consumers through mutual engagement, understanding, collaboration and respect. Ultimately, we help our consumers recover from financial difficulty and turn towards a path of economic empowerment.
With over 4,000 employees worldwide, MCM is headquartered in San Diego, California, and maintains domestic and international operations across the United States, Costa Rica, and India.
OUR MISSION -
Creating pathways to economic freedom
OUR VISION -
We help make credit accessible by partnering with consumers to restore their financial health
OUR VALUES -
We care: We put people first and engage with honesty, empathy, and respect
We find a better way: We deliver our best in everything we do, find ways to make a positive difference, and achieve impactful results
We are inclusive and collaborative: We embrace our differences and work together to ensure every individual can thrive