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Institutional

At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our customers. Our Institutional bank helps our largest customers move trade and capital around the region, providing our people with great opportunities to build their technical expertise and their careers.

About the Role

This role is a specialized Non-Financial Risk position focused on the Rates & Credit business, providing deep subject matter expertise across products, business activities, risk themes and control environments. The role supports the effective management of non-financial risk in alignment with enterprise risk management standards and regulatory expectations, while helping strengthen governance, reporting and risk structures across the business.

Working closely with the broader Markets NFR team and business stakeholders, the role is expected to support the global Rates & Credit business by providing expert advice, credible challenge and specialist input on risk matters, governance outcomes and control uplift initiatives. It acts as a trusted SME for complex issues and emerging risks, bringing practical and data-driven insight to support informed decision-making and a strong risk culture.

The role is also expected to provide deep SME support, as required, for investigations, thematic reviews, assurance activities and risk events impacting the global Rates & Credit business, including support on root cause analysis, issue assessment and the development of sustainable remediation responses.

Banking is changing and we’re changing with it, giving our people great opportunities to try new things, learn and grow. Whatever your role at ANZ, you’ll be building your future, while helping to build ours.

Role Type: Permanent
Role Location: Bengaluru

What will your day look like?

As a Senior Associate Markets NFR Australia Rates & Credit , you will:

• Act as the deep SME for non-financial risk matters impacting the Rates & Credit business, providing expert advice and challenge across products, activities, controls and governance outcomes
• Support the global Rates & Credit business on key risk matters, including risk identification, control uplift, governance enhancements and responses to emerging issues
• Provide specialist input into complex investigations, thematic reviews, assurance activities and risk events, including root cause analysis, issue assessment and remediation planning
• Drive the management of non-financial risk governance and oversight in line with enterprise risk management standards and regulatory obligations, in partnership with the wider Markets NFR team
• Design and implement governance and risk management activities relevant to Rates & Credit, including risk reviews, issues management, attestations and aggregated risk insights
• Prepare and review high-quality papers, reporting and insights for senior stakeholders, including clear articulation of key risks, themes, actions and decisions required
• Oversee escalations and support timely resolution of significant risk, control or governance issues, escalating to senior management where appropriate
• Coordinate effectively with business, risk and assurance stakeholders across regions to maintain alignment, consistency and clarity in risk and governance practices
• Identify opportunities to enhance risk frameworks, governance processes, reporting and control effectiveness across the global Rates & Credit business

What will you bring?

To grow and be successful in this role, you will ideally bring the following:

• Deep knowledge of non-financial risk, governance frameworks and regulatory expectations within a Markets environment, with particular expertise in Rates & Credit business activities, products and control environments
• Demonstrated ability to act as a trusted SME on complex risk matters, providing credible challenge, practical advice and clear recommendations to senior stakeholders
• Strong experience supporting or leading investigations, thematic reviews, assurance activity or complex issue assessments, including root cause analysis and remediation development
• Strong planning and prioritization skills to manage multiple specialized risk activities, reviews, escalations and business demands simultaneously
• Excellent written and verbal communication skills, with the ability to distil complex technical and risk issues into clear insights for decision-makers.

‘Good to have’ knowledge, skills and experiences

• Experience supporting global Markets businesses and working across regional stakeholder groups in a complex institutional environment
• Strong understanding of Rates & Credit product sets, trading activities and associated non-financial risk themes
• Experience engaging with second- and third-line assurance teams, including internal audit, compliance reviews and thematic examinations
• Exposure to data-driven analysis and reporting tools used to monitor risk, governance and control effectiveness across markets businesses

You’re not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we’d love to hear from you.

So why join us?

ANZ is a place where big things happen as we work together to provide banking and financial services across more than 30 markets. With more than 7,500 people, our Bengaluru team is the bank's largest technology, data and operations centre outside Australia. In operation for over 33 years, the centre is critical in delivering the bank's strategy and making an impact for our millions of customers around the world. Our Bengaluru team not only drives the transformation initiatives of the bank, it also drives a culture that makes ANZ a great place to be. We're proud that people feel they can be themselves at ANZ and 90 percent of our people feel they belong.

We know our people need different things to be great in their role, so we offer a range of flexible working options, including hybrid work (where the role allows it). Our people also enjoy a range of benefits including access to health and wellbeing services.

We want to continue building a diverse workplace and welcome applications from everyone. Please talk to us about any adjustments you may require to our recruitment process or the role itself. If you are a candidate with a disability or access requirements, let us know how we can provide you with additional support.

To find out more about working at ANZ visit https://www.anz.com/careers/ You can apply for this role by visiting ANZ Careers and searching for reference number 122076

Job Posting End Date

24/08/2026, 11.59pm, (India Standard Time)