The Senior Agri-Business Bankerplays a pivotal role in cultivating profitable agri-business banking relationships This will include a primary emphasis on proactively identifying and pursuing opportunities with complex, high impact, high revenue clientsThis person is instrumental in recommending andimplementingfinancial solutionsthat will help clientsto achieve their goals This individual should possessstrongcommunication, strategic thinking, and development skills This role requires a deep and sophisticatedunderstanding of market dynamics, industry trends, with exceptional business acumen
Qualifications: This person should have a bachelor’s degree with a minimum of 8 years of relevant experience, or the equivalent. Strong experience in lending and credit analysis is required This person should exhibit deep knowledge of business financial concepts and displaysuperior service, communication, presentation, sales, and negotiation skills. Demonstrated ability to navigate complex business needs and serve as a strategic partner offering clients in-depth advice and perspective.Regular and frequent networking with business professionals, industry experts,and building deep, long-termrelationships with existing and prospective clients is expected.
Principal Responsibilities:
Proactively initiate, pursue, and fosterhighly complexnew agri-business relationships with high impact and revenue potential by employing strategic and targeted prospecting techniques
Develop and executemulti-faceted sales strategies to achieve and exceed revenue goals, fostering long-term relationships with existing and prospective high revenue clients.
Regularly engage with centers of influence and high value relationshipsto cultivate significant, meaningful connections through insightful conversations and perspective sharingServe as a trusted strategic advisor, offering expert guidance on products, services, and applicable risk management solutionsto enhance the client relationship
Analyze intricate financial data and craft and present tailored financial solutions. Negotiate and establish terms for agri-business banking relationships, while adhering to and complying with internal policies and guidelines.
Applyexceptional credit judgment to evaluate complex credit risks associated with prospective and existing clients. Present comprehensive credit proposals, collaborating with credit teams for prudent risk management; ensuring credit quality and optimal loan performance.
Stay abreast of industry trends and events that impact clientsIdentify opportunities for growthand keep an eye on competitors to maintain a competitive edge.
Collaboratefrequently with internal stakeholders to leverage products and services that align with clients’ financial needs and objectives
Skillfully implement cross-selling strategies to earn the customer’s entire financial relationships and enhance client satisfaction and success. This includes partnering with multiple business lines to present comprehensive solutions for our clients.
Attend pertinent loan, team, and business development, meetings and actively contribute to decisions impacting the Agri-Business Banking Department.
Act in accordance with FBT policies and procedures as set forth in the employee handbook.
Adhere to compliance procedures and participate in required compliance training.
Compensation Grade
Salary Grade 8
First Bank & Trust is an Equal Opportunity, Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, disability, or status as a protected veteran. Read our complete Equal Employment Opportunity Policy Statement Applicants who would like to request reasonable accommodation to the application or interview process should call Human Resources at 800.843.1552 or email hr@bankeasy.com

First Bank & Trust is one of South Dakota's largest family- and employee-owned banks, with 22 locations in 17 towns in South Dakota and Minnesota.
For more than a century, financial institutions led by generations of the Fishback family have proven that banking professionals can be conservative risk managers and entrepreneurs at the same time. The same entrepreneurial spirit that led Horace Fishback Sr. to open his first check-cashing station in Brookings, SD in 1880 drives us toward our vision: To grow a diversified independent financial corporation that excels in delivering community banking services and providing niche products nationwide.
We are proud to be a family- and employee-owned community bank. Our 700+ employees take pride in our Be the 1 Service Culture principles - and it shows! We offer all of the strength and capabilities you might expect from a big-bank, but still have the flexibility and responsiveness of an independent local bank.
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