Job Description

Axos Bank

Target Range:

$75,000.00/Yr. - $95,000.00/Yr.

Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.

Eligible for an Annual Discretionary Cash Bonus Target: 10%Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 10%

These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.

About This Job

The Senior Accountant is a key contributor to investor reporting and accounting operations in a highly regulated banking and public-company environment. This role is responsible for the accuracy, timeliness, and control of journal entries, general ledger activity, investor and custodial reconciliations, and monthly and quarterly close deliverables. The position supports reporting for Fannie Mae, Freddie Mac, Ginnie Mae, and private investors, including remittances, servicing transfers, payoff activity, and related regulatory and financial reporting. Working closely with servicing, accounting & finance, secondary marketing and special assets, the Senior Accountant helps deliver high-quality reporting, strong financial discipline, and effective support for regulatory compliance and enterprise risk management.

Responsibilities:

• Lead the preparation and review of investor reports, remittances, and accounting schedules for Fannie Mae, Freddie Mac, Ginnie Mae, and private investors in accordance with established requirements and internal controls
• Own reconciliations across general ledger, custodial, clearing, principal and interest, escrow, and loan-level accounts, and drive timely investigation and resolution of variances
• Support month-end, quarter-end, and year-end close activities, including journal entries, reconciliations, and documentation required for management, audit, and external reporting
• Maintain a strong documentation and control framework in support of investor, audit, regulatory, and public-company reporting expectations
• Analyze servicing-related activity, remittance variances, servicing transfers, and payoff transactions, and support the timely resolution of complex accounting and operational exceptions
• Leverage sub-ledger system, Jack Henry to support reporting, reconciliations, transaction processing, and continuous process improvement
• Prepare and support schedules, analyses, and documentation for investors, regulatory, audit, and external financial reporting requirements

Qualifications:

• Bachelor’s degree in Accounting, Finance, or a related field
• 5+ years of progressive accounting experience, preferably within servicing, banking, financial services, or a public-company environment
• Strong knowledge of general ledger accounting, reconciliations, accruals, and month-end close processes
• Experience supporting investor reporting, custodial account reconciliations, remittances, and servicing-related accounting activities
• Working knowledge of mortgage servicing concepts, including principal and interest, escrow, servicing transfers, payoffs, and investor reporting requirements
• Familiarity with reporting requirements for Fannie Mae, Freddie Mac, Ginnie Mae, and private investors is preferred
• Understanding of internal controls, audit support, regulatory compliance, and public-company reporting expectations
• Proficiency in Excel and experience with accounting and mortgage servicing systems
• Strong analytical, organizational, and problem-solving skills, with close attention to accuracy and deadlines
• Effective written and verbal communication skills and the ability to partner across servicing, finance, treasury, compliance, and audit functions
• CPA or CPA candidacy preferred

Axos Employee Benefits May Include:

About Axos

Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We’re a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers.

Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).

Learn more about working at Axos

Pre-Employment Background Check and Drug Test:

All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.

Equal Employment Opportunity:

Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.

Job Functions and Work Environment:

While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.

The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.

E-Verify and Right to Work Notices

Axos participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States. The E-Verify program is an internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services.

IER Right to Work Poster (English/Spanish)

E-Verify Participation Poster (English/Spanish)