Job Description

About the Role

We are looking for a highly motivated Section Head, Group Credit Policy Development to join our team at RHB Bank Berhad. In this role, you will lead the development, review, and implementation of Group-wide credit policies and frameworks to support sound credit risk management. You will work closely with key stakeholders to ensure policies align with regulatory requirements, industry best practices, and the Bank’s strategic objectives.

What you will be doing

• Lead and manage the end-to-end development, review, and enhancement of Group-wide credit policies, guidelines, and procedures across retail, corporate, SME, and commercial segments.

• Conduct research and analysis on industry best practices, regulatory requirements (e.g. BNM, Basel), and emerging credit risks to inform policy development.

• Collaborate with Business Units, Risk Management, Legal, Compliance, and Operations to ensure policies are practical, implementable, and aligned with business needs.

• Present proposed policy changes and new policies to relevant committees and senior management, including rationale, implications, and risk mitigation measures.

• Oversee the communication and dissemination of approved credit policies across the Group to ensure consistent understanding and application.

• Develop and implement a framework to monitor the effectiveness of existing credit policies and recommend adjustments based on portfolio performance, market conditions, and regulatory changes.

• Provide expert advice and guidance on credit policy interpretation and application to business units and relevant departments.

• Manage and mentor a team of credit policy professionals, ensuring high-quality output and continuous development.

• Participate in internal and external audits related to credit policy and address audit findings.

What we’re looking for

• Bachelor’s Degree in Finance, Economics, Business Administration, or a related field. A Master’s degree or professional qualification (e.g. CFA, FRM) is an advantage.

• Minimum 8–10 years of experience in credit risk management, credit policy development, or a related function within banking or financial services.

• Proven experience in developing and implementing credit policies across different asset classes and customer segments.

• Strong knowledge of banking regulations, particularly credit risk-related guidelines (e.g. BNM, Basel III).

• Strong analytical, problem-solving, and decision-making skills.

• Excellent communication, presentation, and stakeholder management skills.

• Demonstrated leadership and people management experience.

• Proficiency in Microsoft Office, especially Excel, Word, and PowerPoint.

What we offer

At RHB Banking Group, we foster a collaborative and inclusive work environment that empowers employees to reach their full potential. We offer competitive remuneration, professional development opportunities, and a supportive culture that encourages growth and excellence.