Job Description

Duties and Responsibilities:

• Take a leadership role in representing the Credit Union to the local small business market to build awareness, brand image, credibility and new business surrounding SBA 7(a) loans.
• Strong knowledge of SBA SOPs, program eligibility, credit criteria and loan structure requirements.
• Actively participate in community business organizations and events.
• Be responsible for generating and servicing SBA loans for small to medium sized business loans.
• Contributes to deposit growth by cross selling and promoting additional credit union products.
• Requires skills and experience in applicant interviewing and perceptive character judgment, loan structuring, credit analysis, and monitoring credit performance.
• Aggressively seeks and obtains quality new business from existing clients, prospecting calls, referrals, and cross selling efforts.
• Maintain in-depth product knowledge of all business services; provide quality referrals for business loans, merchant bankcards, Preferred Pay and other business products.
• Cross-train team members as part of sales efforts; may conduct formal training on products and sales techniques.
• Assist Credit Union with collection efforts on delinquent business loans as needed.
• Other duties as assigned.

Qualifications:

Bachelor’s degree or equivalent experience. One to four years of commercial banking experience, previous SBA 7(a) experience highly desired. Knowledge of lending, credit analysis preferable in a commercial lending environment. Ability to structure loans and monitor credit performance. Ability to work under pressure and organize tasks for optimal performance. Excellent communication, relationship building and sales skills.

Performance Standard:

Must take pride in the department and the credit union, always meeting and exceeding member’s expectations. Must be professional and courteous in manner, with a focus on attendance, quality and quantity of work performed. Must be willing to comply with the Bank Secrecy Act and USA Patriot Act as implemented by Idaho Central Credit Union.

Physical Requirements:

• Perform tasks requiring manual dexterity (processing paperwork, filing, stapling, sorting, collating, typing, counting cash, etc.).
• Sit for extended periods of time.
• Lift 20-40 pounds of applicable supplies including but not limited to copy paper, cash drawers, marketing material, etc.
• Repetitive motion using wrists, hands, and fingers.
• Reach keyboards.
• Ability to operate basic office machines (calculator, computer, telephone, copy machine, fax machine, etc.).

This role offers benefits, including:

• Competitive Pay
• Medical, Dental, & Vision Insurance
• Generous Paid Time Off
• Paid Holidays
• Matching 401K AND Pension
• Tuition Reimbursement
• Employee Assistance Program
• Employee Wellness Program
• Paid Group Life and Disability Insurance
• Awesome Culture
• And More

The above statements reflect the general details considered necessary to describe the essential functions of the job and should not be construed as a detailed description of all the work requirements that may be inherent of the job.

Must be eligible for membership at ICCU to obtain employment.

ICCU is an Equal Opportunity Employer. Employment decisions are made without regard to race, color, religion, national or ethnic origin, sex, age, disability, protected veteran status or other characteristics protected by law.