Job Description

The SBA Eligibility team is looking for an SBA Eligibility Review Officer II.

Duties & Responsibilities:

• Review and structure complex SBA & USDA guaranteed business loan applications of all sizes for program eligibility and compliance, assuring that agency guarantee can be enforced.
• Understands the SBA & USDA standard operating procedures based on each loan approval.
• Interacts with SBA Product Specialists and internal SBA Operations colleagues to facilitate understanding of the SBA and USDA guaranteed loan programs as well as to understand the credit request, obtain necessary eligibility information, and communicate eligibility decision and reasoning.
• Clearly communicates eligibility requirements and loan statuses in weekly calls with the SBA Product & Client Specialist.
• Work directly with the SBA loan center when required to obtain proper SBA approval and documentation.
• Clearly documents and communicates eligibility conditions to close in accordance with the SBA Standard Operating Procedures.
• Reviews all reports and information received with respect to SBA/USDA eligibility requirements to determine if terms and conditions of the SBA credit approval will be met. This includes review of franchise agreements, purchase agreements, bank notes, and business plans.
• Reviews use of proceeds, orders SBA Number, prepares SBA Authorization and is responsible for ensuring the loan meets all SBA/USDA requirements.
• Conducts a post-closing quality review to ensure that all eligibility documents are in order and properly executed.
• Senior Level Designation may be available based upon experience.

Basic Qualifications:

• Bachelor’s Degree required preferably in Finance, Accounting, Business or Economics or the equivalent of 3 years' SBA/USDA lending or due diligence.
• A minimum of 3 years' of business loan operations experience to include 1+ years in SBA/USDA lending or experience with compliance of other government financial funding/assistance programs.

Preferred Qualifications:

• Existing knowledge of SBA and/or USDA loan programs highly preferred.
• Must have excellent analytical skills along with the ability to write in a concise, logical manner to clearly document transaction risks and mitigates.
• Excellent verbal (face-to-face and phone) and written communications skills are required to effectively provide exceptional customer service to both internal and external customers.
• Good interpersonal skills and the ability/desire to work in a fast-paced production environment are critical to be successful in this role.
• Must have Excellent PC skills to include Excel, Word, Outlook, AFS and Velocity. TSoft and SBA E-tran experience are preferred.
• Strong organizational skills, attention to detail, and the ability to multi-task

Exempt Status: (Yes= not eligible for overtime pay) ( No= eligible for overtime pay)

Yes

Workplace Type:

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.

Compensation Range:

$57,000 - $113,000 Annual Salary

The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance.  Colleagues in this position are also eligible to participate in an applicable incentive compensation plan.  In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.