Job Description

What You’ll Be Doing

The Bank Iowa Rotational Internship provides a comprehensive introduction to the banking industry with an emphasis on banking operations and client experience across core banking functions: Ag & Commercial Relationship Management, Retail Banking, and Mortgage Lending. Job shadows with different functional areas of our corporate team round out this rotational experience. This internship is ideal for students who are inexperienced with the banking industry but wish to gain experience and explore banking as a potential career path.

As a Bank Rotational Intern with Bank Iowa, you will have planned rotations with key areas across our Retail Banking and Lending Divisions. You will attend our teller training program where you will learn the fundamentals of our core banking system, bank policies, procedures, and regulations in order to perform teller transactions. Your rotation with our Personal Bankers will provide an understanding of our personal banking products, services and how we deliver superior client experience. Your rotation with our Loan Assistants & Relationship Managers will provide you an overview of our loan origination process and business development culture.

As an intern you will

• Work in one of our 22 communities.
• Interact with Senior Leadership.
• Participate in hands-on retail and credit analysis training.
• Develop business acumen.
• Complete projects and work assignments as directed in assigned areas.
• Interact, work and respond effectively with internal and external business clients.

Core Responsibilities

• Delivers friendly, superior client experience through timely and accurate processing of accounts and transactions. Answers client questions and provides account information either in person or on the phone.
• Receives checks and cash for deposits to accounts, verifies amounts, examines checks for proper endorsement, and enters deposits into appropriate records.
• Cashes checks and processes withdrawals; pays out money after verification of identity and client balances and issues computer-generated receipts.
• Counts currency, coins, and checks received, by hand or using currency-counting machine, to prepare them for deposit or shipment to other bank locations or the Federal Reserve Bank.
• Balances currency, coin, and checks in cash drawers at ends of shifts, and calculates daily transactions using computers, calculators, or adding machines. Reports discrepancies to leader.
• Works closely with Relationship Managers to learn the complete loan origination process, including our business development culture, credit analysis, underwriting, and decisioning through loan funding.
• Participates in business development meeting with prospective and existing client calls.
• Participates in loan committee meetings to obtain a further understanding credit analysis.
• Supports Loan Assistants by preparing various loan documents.
• Works closely with bank staff to gain knowledge of the bank's processes, polices, and regulations.
• Completes a wide variety of data input, word processing, copying, correspondence, reports, scanning, filing, etc.
• Perform any other related duties as required or assigned.

General Responsibilities

• Understands and complies with banking regulations by following bank policies and procedures. Stays abreast of relevant regulations, current industry matters, and any changes implemented internally to ensure compliance.

Requirements

Skills/Experience You’ll Need

• Currently enrolled at an accredited 2-year junior college or 4-year college/university as a sophomore, junior or senior.
• Demonstrated leadership skills through participation in school and community activities.
• Prior cash handling/client experience preferred but not required.
• Ability to exhibit our values; Think Big, Be People-Centered, Enable Great Things, and Bring your Best.
• Strong verbal and written communication skills.

Hours of Work & Travel

• Full-time hours throughout intern program (10-12 weeks) during the Summer 2027.
• Days and hours of operation vary with each Bank Iowa location.
• Occasional travel between bank locations throughout internship.

Our People-Centered Culture

At Bank Iowa our purpose is to Empower People, Inspire Success and Foster Growth. Bank Iowa is one of the leading independent Ag banks and the second-largest family-owned bank in the state of Iowa. Our bank family consists of team members and clients throughout Iowa who we serve in our 22 communities.

At Bank Iowa, we’re proud to put people first, and we value our team members as much as our clients. We support team member development by focusing on their innate talents and developing those into areas of strength. We offer an environment where people care about each other like family. If you’re looking for a career with colleagues who have the opportunity to bring their best, think big, and enable great things, Bank Iowa is the place for you.

Bank Iowa is an equal opportunity employer with a passion for creating an inclusive environment where all people are truly welcomed, valued and respected – for all of who they are – regardless of differences. All applicants will be considered for employment without regard to age, race, color, sex, pregnancy, sexual orientation, gender identity, military service, national origin, religion, physical or mental disability, genetic information, or any other classifications protected by applicable federal, state or local laws.