CRC Group

Risk Solutions Analyst

CRC Group  •  $80k - $90k/yr  •  United States (Onsite)  •  2 hours ago
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Job Description

The position is described below. If you want to apply, click the Apply button at the top or bottom of this page. You'll be required to create an account or sign in to an existing one.

If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response).

Regular or Temporary:

Regular

Language Fluency: English (Required)

Work Shift:

1st Shift (United States of America)

Please review the following job description:

CRC Group is seeking a highly analytical and intellectually curious Risk Solutions Analyst to support the development, evaluation, and execution of innovative insurance and reinsurance structures across CRC Group. The Analyst will build and maintain financial models, evaluate underwriting portfolio performance, and support the assessment of reinsurance, proprietary capacity, and alternative capital solutions. The role will help CRC Group evaluate structures such as sidecars, quota share facilities, whole-account arrangements, portfolio risk-sharing programs, and strategic reinsurance partnerships.
Working closely with underwriting, actuarial, finance, reinsurance, operations, capacity management, and data teams, the Analyst will prepare scenario analyses, transaction diligence materials, portfolio reviews, market research, and executive decision-support materials. The Analyst will use reconciled financial and operational data to identify performance drivers, evaluate capital deployment alternatives, and communicate clear analytical conclusions.
This position is an individual contributor role with significant exposure to senior leadership, capacity providers, reinsurers, investment partners, and carrier stakeholders. The analyst will be responsible for the quality and timeliness of assigned analytical work products.

KEY RESPONSIBILITIES

Capital Solutions & Transaction Analytics

  • Support the evaluation, development, and execution of innovative insurance risk transfer structures, including:
    • Sidecars
    • Quota share facilities
    • Whole-account arrangements
    • Portfolio risk-sharing programs
    • Strategic reinsurance partnerships
    • Proprietary capacity vehicles
    • Other alternative capital solutions
  • Assist in financial modeling and scenario analysis for prospective transactions.
  • Analyze underwriting portfolio performance and capital efficiency across programs and facilities.
  • Support diligence processes involving reinsurers, carriers, investors, and strategic partners.

Portfolio Performance & Financial Modeling

  • Build and maintain financial models used to evaluate:
    • Program profitability
    • Return on capital
    • Risk-adjusted performance
    • Capacity deployment strategies
    • Alternative capital opportunities
  • Conduct sensitivity and stress-testing analyses under different underwriting and loss scenarios.
  • Analyze portfolio trends and identify opportunities to improve capital utilization and risk-adjusted returns.
  • Develop reporting and dashboards for management and capital partners.

Reinsurance & Capacity Strategy

  • Support analysis of reinsurance structures and their impact on portfolio economics.
  • Evaluate attachment points, participation levels, commissions, and expected returns across various capital structures.
  • Assist in monitoring capacity utilization and performance across partner carriers and reinsurers.
  • Help assess new capacity opportunities and emerging market solutions.

Market Intelligence & Strategic Analysis

  • Conduct research on:
    • Reinsurance market conditions
    • E&S market trends
    • Alternative capital providers
    • Competitor capacity structures
  • Develop market analyses and strategic recommendations for underwriting leadership.
  • Assist in evaluating new program opportunities and partnership structures.

Cross-Functional Collaboration and Professional Development

  • Work closely with underwriting, actuarial, finance, data analytics, and operations teams to support strategic initiatives.
  • Collaborate with program leaders to understand portfolio dynamics, profitability drivers, and growth opportunities.
  • Support executive-level presentations and board materials related to risk transfer, capital deployment, and strategic transactions.
  • Contribute to the continual enhancement of analytical tools, models, and reporting processes.
  • Develop increasing knowledge of property and casualty insurance economics, delegated underwriting structures, reinsurance, proprietary capacity, and alternative capacity solutions.
  • Take on progressively more complex analytical assignments as technical knowledge and business judgement develop.

QUALIFICATIONS & EXPERIENCE

The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

  • Bachelor's degree in Finance, Economics, Mathematics, Statistics, Actuarial Science, Data Analytics, Risk Management, Engineering, or a related quantitative discipline.
  • 0-2 years of experience in:
    • Insurance
    • Reinsurance
    • Data Analytics
  • Strong Excel modeling skills, with Python, Power BI, Tableau, and Posit experience preferred.
  • Strong attention to detail and problem-solving capability.
  • Ability to synthesize quantitative findings into clear business recommendations.
  • Prior exposure to P&C insurance, MGA businesses, reinsurance, or financial modeling is preferred but not required.
  • Ability to work with large or complex datasets and identify inconsistencies, gaps, and material trends.
  • Experience working with financial models and large datasets using machine learning and advanced analytical techniques is a plus.
  • Intellectual curiosity and demonstrated interest in insurance, reinsurance, underwriting economics, or alternative capital.

MEASURES OF SUCCESS

Analytical Quality

Models and analyses are accurate, internally consistent, clearly documented, and reproducible, with assumptions, sources, and limitations appropriately identified.

Timely Decision Support

Portfolio reviews, transaction analyses, diligence materials, and executive presentations are completed on schedule and meet the quality standards required for leadership decisions.

Business Insight

Analysis identifies the material drivers of profitability, risk, capital usage, capacity deployment, and expected return rather than only presenting reported results.

Data Integrity

Material analytical inputs are reconciled to approved data sources, and discrepancies or limitations are identified and escalated before work products are distributed.

Model & Process Improvement

Standardized models, templates, and automation improve the efficiency, consistency, scalability, and auditability of recurring analytical work.

Stakeholder Partnership

Underwriting, actuarial, finance, reinsurance, operations, and Risk Solutions stakeholders view the Analyst as responsive, precise, collaborative, and able to communicate quantitative findings clearly.

Professional Development

The Analyst demonstrates measurable growth in knowledge of property and casualty insurance economics, reinsurance structures, portfolio analysis, and alternative capital solutions during the first 12 to 18 months.

The annual base salary for this position is $80,000 - $90,000.

General Description of Available Benefits for Eligible Employees of CRC Group: At CRC Group, we're committed to supporting every aspect of teammates' well-being – physical, emotional, financial, social, and professional. Our best-in-class benefits program is designed to care for the whole you, offering a wide range of coverage and support. Eligible full-time teammates enjoy access to medical, dental, vision, life, disability, and AD&D insurance; tax-advantaged savings accounts; and a 401(k) plan with company match. CRC Group also offers generous paid time off programs, including company holidays, vacation and sick days, new parent leave, and more. Eligible positions may also qualify for restricted stock units and/or a deferred compensation plan.

CRC Group supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. CRC Group is a Drug Free Workplace.

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CRC Group

About CRC Group

CRC Group is all about progress.

CRC Group is a leading, fully independent pure-play brokerage and underwriting specialty insurance distributor. Our teams offer highly personalized service fueled by efficient distribution, local relationships, and data-driven insights across the risk spectrum. Our mission is to give our people and businesses the scope, resources, and support they need to be their best.

The power to achieve more.

United by our shared core values and client-first approach, our specialty wholesale and underwriting insurance businesses work across all markets, serving a wide range of clients.

With an independent spirit fueling our people, the most advanced industry technology at their fingertips, and an unwavering commitment to doing things right, CRC Group is your secret weapon, ensuring nothing gets in the way of your success.

Our core values add real value.

Our ambition is to be the best specialty insurance distributor you'll ever work with. Doing that means focusing relentlessly on you and your clients. We've boiled our approach down to three values. They define our culture, guide our actions, and get results for you.

Placing you first.

We're all about your success. Whether you're a retail broker, a carrier partner, or one of our talented team who makes our business tick.

Always seeking better.

No matter how good our products and services are, we look for ways we can make them even better. We identify, invest in, and deliver them.

Doing it right.

There's no substitute for discipline in insurance, so we never risk the outcome for the sake of doing a deal. Doing it right is the only way we'll do it.

CRC Group divisions include: CRC Specialty, CRC Benefits, CRC Underwriting.

Industry
Finance & Insurance
Company Size
1,001-5,000 employees
Headquarters
Charlotte, North Carolina
Year Founded
Unknown
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