Job Description

Risk Manager

Location: Deerfield Beach, FL

Employment Type: Full-Time / Direct-Hire

Work Arrangement: Onsite

Position Overview

We are seeking an experienced Risk Manager to lead risk management and compliance programs within a growing construction organization. This position will oversee construction insurance, subcontractor prequalification, contractual risk transfer, and OCIP/CCIP wrap-up programs while serving as a trusted risk resource to project teams and company leadership.

The ideal candidate will have extensive construction risk management or commercial insurance experience, with a strong understanding of insurance policies, contractual risk transfer, subcontractor compliance, claims, and wrap-up programs. This individual will lead risk initiatives from identification through resolution while strengthening the procedures and controls that support continued organizational growth.

Key Responsibilities

Risk Management & Compliance

• Lead day-to-day risk management and compliance programs
• Identify potential project and organizational risks and drive issues through resolution
• Develop and strengthen risk management procedures, controls, and reporting
• Identify opportunities to improve risk and compliance processes
• Partner with Operations, Legal, Accounting, Safety, and project teams on risk-related matters
• Serve as a primary internal resource for construction risk and insurance questions

Insurance & Contractual Risk

• Review and interpret commercial insurance policies, endorsements, exclusions, and certificates
• Evaluate contractual insurance requirements and risk transfer provisions
• Identify and resolve insurance coverage issues and potential gaps
• Support corporate and project-specific insurance programs
• Assist with insurance renewals, underwriting activities, and required documentation
• Coordinate with insurance brokers, carriers, owners, subcontractors, and internal stakeholders

Subcontractor Risk & Prequalification

• Oversee subcontractor prequalification and ongoing compliance
• Evaluate subcontractor insurance and risk requirements
• Review deficiencies, exceptions, and higher-risk subcontractors
• Support decisions regarding subcontractor readiness and risk exposure
• Provide oversight and guidance for prequalification activities performed by Risk Management team members

OCIP/CCIP & Claims Management

• Oversee OCIP/CCIP wrap-up programs from enrollment through reporting, audits, and closeout
• Ensure subcontractor compliance with applicable wrap-up requirements
• Coordinate insurance claims and loss reporting through resolution
• Maintain accurate documentation and reporting related to claims and insurance programs
• Support project teams in addressing insurance and claims-related issues

Surety & Risk Programs

• Support surety and bonding activities
• Assist with Subcontractor Default Insurance (SDI) programs
• Coordinate required documentation with internal and external stakeholders
• Monitor risk program performance and recommend improvements
• Support leadership with risk analysis and decision-making

Leadership & Collaboration

• Provide leadership and oversight to Risk Management support staff
• Serve as the go-to resource for project teams and leadership on risk-related matters
• Provide guidance on complex insurance, subcontractor, and contractual risk issues
• Build strong relationships with brokers, carriers, owners, subcontractors, and internal teams
• Promote consistent risk management and compliance practices across projects

Required Qualifications

• 5+ years of construction risk management and/or commercial insurance experience
• Strong knowledge of commercial insurance and construction-related risk
• Experience with contractual risk transfer
• Experience with subcontractor prequalification and compliance
• Strong knowledge of OCIP/CCIP wrap-up programs
• Ability to review and interpret insurance policies, endorsements, exclusions, and certificates
• Experience reviewing contractual insurance requirements
• Strong analytical and problem-solving capabilities
• Excellent organizational and communication skills
• Ability to collaborate effectively with project teams, leadership, brokers, carriers, and subcontractors

Preferred Qualifications

• Bachelor's degree in Risk Management, Insurance, Business, Construction Management, or related discipline
• General contractor experience
• Experience leading or overseeing Risk Management staff
• Construction claims and loss reporting experience
• Surety and bonding experience
• Subcontractor Default Insurance (SDI) experience
• Experience supporting insurance renewals and underwriting
• Experience developing or improving organizational risk management procedures and controls

Candidate Must-Haves

• 5+ years of construction risk management or commercial insurance experience
• Strong construction insurance knowledge
• Contractual risk transfer experience
• Subcontractor prequalification and compliance experience
• OCIP/CCIP experience
• Ability to interpret insurance policies, endorsements, exclusions, and contractual requirements
• Strong risk identification and problem-solving capabilities
• Ability to manage risk issues from identification through resolution
• Strong communication and stakeholder management skills
• Ability to work full-time in Deerfield Beach, FL