Job Description

Country
United States / US
City
HOUSTON
Workplace location
HOUSTON-LOUISIANA STREET(USA)
Employer company
TotalEnergies American Services, Inc.
Domain
Finance, General Services
Type of contract
Regular position
Experience
Minimum 6 years

Context & Environment

About TotalEnergies

TotalEnergies is a global multi-energy company that produces and markets energies on a worldwide scale: oil and biofuels, natural gas and green gases, renewables, and electricity. Our employees are committed to providing energy that is more affordable, cleaner, more reliable, and accessible to as many people as possible.

Present in over 130 countries, TotalEnergies places sustainable development at the heart of its strategy, projects, and operations.

About the Job
The Risk Management and Insurance Analyst plays a key role in supporting insurance and risk management activities across TotalEnergies’ U.S. and Canadian affiliates and joint ventures, spanning all business segments (Exploration & Production, Renewables, Refining & Petrochemicals, Trading & Shipping).

This role operates in a highly dynamic environment requiring extensive coordination across affiliates, brokers, insurers, and internal stakeholders. The position involves intensive data collection, financial analysis, and alignment with accounting processes, including insurance budgeting, claims administration, and premium allocation.

The analyst must balance multiple priorities simultaneously, demonstrate strong analytical capabilities, and maintain a high level of accuracy while providing responsive support to internal clients and senior leadership.

Activities

About the Role:

Key Accountabilities

• Deliver accurate and timely insurance support (budgeting, claims, and policy management) to all U.S. and Canadian affiliates and joint ventures
• Ensure proper management of insurance programs and broker relationships
• Provide reliable analysis and reporting to support decision-making by senior management

Insurance Program Management

• Manage insurance policies and relationships with brokers (including liability, construction all-risk, and surety programs).
• Review and provide guidance on insurance clauses in contracts.
• Track and manage letters of credit related to insurance activities.
• Act as a central coordination point for all insurance-related matters.

Budgeting & Financial Analysis

• Develop and distribute annual insurance premium budgets to U.S. affiliates and Canadian subsidiaries.
• Prepare insurance projections for the 5-year financial plan.
• Allocate premiums and costs accurately across affiliates using established methodologies.
• Produce regular reporting, including weekly Workers’ Compensation indemnity reports.

Claims & Operational Support

• Coordinate claims reporting and assist with claims administration processes.
• Process insurance-related invoices (premiums, claims, bonds) and ensure accurate allocation through financial systems (e.g., SAP).
• Support reconciliation, internal audits, and financial alignment.

Stakeholder Engagement

• Serve as a primary point of contact for affiliates on insurance matters, including:
  • Contract reviews
  • Claims reporting
  • Budget inquiries
  • General insurance questions
• Respond to a high volume of certificate of insurance requests (500+ annually).
• Collaborate with internal teams, brokers, insurers, and claim adjusters to ensure effective service delivery.

Data Management & Reporting

• Collect, validate, and challenge exposure data from affiliates for renewals, actuarial studies, and allocations.
• Maintain and update multiple datasets and reports, including Excel models and SAP outputs.
• Conduct data analysis and research to resolve discrepancies.

Support to Leadership

• Assist the Head of Risk Management & Insurance with renewals, analysis, and special projects.
• Provide insights and explanations to senior management regarding insurance and financial outcomes.

Candidate Profile

Requirements & Qualifications:

Education & Experience

• Bachelor’s degree (Business, Finance, Accounting, or related field preferred)
• Minimum 5 years of relevant experience
  (e.g., corporate risk management, insurance broker, or brokerage environment)

Certifications

• Associate in Risk Management (ARM) certification preferred, or demonstrated commitment to obtaining it

Technical Skills

• Advanced proficiency in Microsoft Office, particularly Excel
• Experience with SAP required
• Knowledge of Power BI or other data analytics tools preferred

Professional Skills

• Strong understanding of insurance and risk management principles
• Ability to interpret insurance policies and terms & conditions
• High level of numerical and analytical aptitude
• Strong organizational and time management skills
• Ability to manage multiple priorities independently

Interpersonal Skills

• Excellent communication skills with the ability to engage effectively across all levels
• Strong client-service mindset with internal stakeholders
• Detail-oriented with a commitment to accuracy and quality
• Proven ability to build relationships and collaborate in a team environment

Additional Information

TotalEnergies values diversity, promotes individual growth and offers equal opportunity careers.

About TotalEnergies
TotalEnergies is a major energy company, which produces and markets fuels, natural gas and low-carbon electricity. Over 100,000 employees are committed to better energy that is safer, more affordable, cleaner and accessible to as many people as possible. Active in more than 120 countries, TotalEnergies ambition is to achieve carbon neutrality by 2050 or sooner. The US Government is engineering a major transformation of the US economy with ambitious goals to cut GHG emissions in half by 2030 and reach net-zero emissions by 2050.

What We Provide
TotalEnergies offers a competitive salary, the opportunity to contribute to innovative and responsible energy solutions, and the chance to work alongside dedicated experts across disciplines. Employees are eligible for a comprehensive benefits package that includes employer‑subsidized Medical, Dental, Vision, and Life Insurance; Short‑ and Long‑Term Disability; a 401(k) plan with both matching and non‑matching employer contributions; Flexible Spending and Health Savings Accounts; Employee Assistance Program (EAP); Educational Assistance; a generous fitness reimbursement; Parental Leave, Paid Time Off, and 12 Paid Holidays.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, sexual orientation, or gender identity), national origin, age, protected veteran status, disability status or any other category protected under applicable federal, state or local law. We are also committed to providing reasonable accommodations for qualified individuals with disabilities and disabled veterans in our job application procedures.

TotalEnergies believes that diversity and inclusion among our teammates is critical to our success as a global company, and we seek to recruit, develop, and retain the most talented people from a diverse candidate pool.

International Consideration
TotalEnergies regrets that it is unable to sponsor employment Visas or consider individuals on time-limited visa status for this position.