Job Description

Bring your expertise to JPMorganChase. As part of Risk Management and Compliance, you are at the center of keeping JPMorganChase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgment to solve real-world challenges that impact our company, customers, and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Credit Risk Analyst within CS Portfolio Risk Management team, you will partner closely with Credit Officers and Credit Risk Managers to support portfolio oversight and credit processes end-to-end—helping surface risks early, maintain strong controls, and enable high-quality credit decisions. In this role you are expected to take complete ownership of the credit process, possess ability to multi-task and meet delivery deadlines, thus helping your partners in making decisions in the best interest of the customer and organization. Effective candidates will possess and apply a basic understanding of the business environment including the auto industry, current events, and economic cycles.

Job Responsibilities:

• Jointly own and work with stateside Senior Credit Officers and Credit Risk Managers on respective portfolio management activities e.g., overlines, stock audits, covenants, interim requests etc.
• Undertake in depth financial analysis and review of dealer financial statements on monthly basis.
• Use multiple tools to identify and escalate any early warning indicators for the assigned portfolio.
• Demonstrate detailed understanding of assigned portfolio and recommend timely actions as deemed necessary to the stateside partners.
• Assist senior underwriters in preparing credit approval memo (CAM) for annual renewals or new business opportunities.
• Meet assigned timelines and ensure documentation requirements are met per the business and audit requirements.

Required qualifications, capabilities, and skills:

• 1+ years of experience in Credit, Audit, Compliance, or Risk Management
• Bachelor’s degree required
• Demonstrated ability to collaborate cross-functionally and deliver measurable results in a deadline-driven environment.
• Strong written and verbal communication and presentation skills
• Proficiency in Microsoft Word, Excel, and PowerPoint

Preferred qualifications, capabilities, and skills:

• Bachelor's degree in (Accounting, Finance, Business, or Economics preferred)
• MBA Finance or Professional Certification in Accounting, Finance, Business or Economics preferred.
• Visio a plus
• Prior experience in US Market and Auto Industry is preferred.