About Paidy, Inc.
Paidy is Japan's pioneer and leading BNPL service with the mission to spread trust through society and to give people room to dream.
Paidy offers instant, monthly-consolidated credit to consumers by removing hassles from payment and purchase experiences. Paidy uses proprietary models and machine learning to underwrite transactions in seconds and guarantee payments to merchants. Paidy increases revenue for merchants by reducing the number of incomplete transactions, increasing conversion rates, boosting average order values, and facilitating repeat purchases from consumers.
Paidy has reached an agreement to join PayPal, the global payments company. Paidy will continue to operate its existing business, maintain its brand and support a wide variety of consumer wallets and marketplaces by providing convenient and innovative services.
Paidy continues to innovate to make shopping easier and more fun both online and offline. For more information, please visit http://www.paidy.com.
About Position
The position is within the risk engineering team, which is tasked with designing, building, maintaining and operating the set of services that underwrites Paidy’s transactions. These services use machine learning models to predict credit risk and statistical models to detect, block and alert on fraudulent transactions in milliseconds. Recently our scope of work expanded to include designing, building and maintaining new internal web application tools that empower internal teams to experiment with and implement better fraud detection/prevention methods, credit risk policies, and collections policies to further maximize our revenue. We enjoy using Scala in a functional and pragmatic way to ease the burden of delivering quality backend software. We prefer simple solutions that allow us to iterate quickly and deploy them to production often. We value ownership and trust each other to deliver quality work in a timely manner.
Key Role and Responsibilities
Skills and Requirements
For those who are not able to downloadPaidyApp,duetotheregional restrictions, please be advised that you download the similar App, such as Klarna, Afterpay, Affirm and so forth, and come up with your opinions on these applications and services.
What We Offer You
Paidy Values
Be a winner / 勝ちにこだわる
Own it and deliver / 結果を出す
Play an integral role / 大切なピースになる
Paidy合同会社は、日本において、業界をリードするあと払い（Buy Now Pay Later）サービス「ペイディ」を提供しています。スマホだけで欲しいものを今すぐ購入できて、お支払いは「まとめてあとから」。翌月27日までにお支払いいただける一括あと払いに加えて、翌月まで待たずにお好きなタイミングでお支払いいただける「すぐ払い」、分割手数料無料*の「3・6・12回あと払い」、分割手数料0%*の最大36回の分割あと払いでApple製品をスマートに購入いただける「ペイディあと払いプランApple専用」、シンプルなUX、スマホで賢くお金の管理ができる点などから、自分らしく使える「あなたに自由なあと払い」として多くの方にご利用いただいており、アプリダウンロード数は2,000万を突破。「夢に自信を、心に余裕を持てる世界を作る」をパーパスとして掲げ、お買い物を通してすべての方の夢や目標の実現を応援することがペイディの大事な使命です。
* 口座振替・銀行振込のみ分割手数料無料。
Paidy is Japan's pioneer and leading BNPL service with the mission to spread trust through society and to give people room to dream. Paidy offers instant, monthly-consolidated credit to consumers by removing hassles from payment and purchase experiences. Paidy uses proprietary models and machine learning to underwrite transactions in seconds and guarantee payments to merchants. Paidy increases revenue for merchants by reducing the number of incomplete transactions, increasing conversion rates, boosting average order values, and facilitating repeat purchases from consumers. Paidy continues to innovate to make shopping easier and more fun both online and offline.
