Job Description

Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers.

Brown & Brown is seeking a Retail Counsel to join our growing team in Daytona, FL

Reporting to the Chief Legal Officer, this position will be a licensed attorney with significant retail experience in insurance-related matters. The Retail Counsel will provide legal guidance and operational guidance (domestic US and international) on a wide array of retail insurance operations, ensuring compliance with applicable laws and regulations, mitigating legal risks, and enabling business growth through sound legal advice. The Retail Counsel has the ultimate responsibility for retail legal matters involving the enterprise wherever located. Retail Counsel oversees the retail team inside the Legal Department and has operational input on all retail legal teams.

How You Will Contribute:

Manage and direct legal and structuring for all retail matters, which includes but not limited to the following activities:

• Align retail legal strategy with the goals and strategic vision of the Chief Legal Officer.
• Provide strategic support and guidance to the Retail President, keeping them informed of priority legal matters.
• Assess and advise the enterprise on legal matters related to retail insurance brokerage operations, including licensing, regulatory compliance, and consumer protection laws.
• Monitor and interpret changes in insurance regulations and advise internal stakeholders accordingly.
• Ensure compliance with federal and state insurance laws, including NAIC model laws and state-specific requirements.
• Draft, review, and negotiate a wide range of contracts including broker agreements, vendor contracts, client service agreements, and NDAs.
• Support procurement and business development teams with contract structuring and risk mitigation.
• Identify potential legal risks and develop strategies to mitigate exposure.
• Manage pre-litigation matters and coordinate with external counsel on disputes, claims, and litigation.
• Advise on corporate governance matters, including internal policies, ethics, and compliance programs.
• Support internal investigations and regulatory inquiries.
• Collaborate with business units, compliance and all enterprise disciplines: tax, IT, finance and team resources to align legal strategies with business objectives.
• Provide training and education to staff on legal and regulatory topics relevant to retail insurance.
• Coordinate with corporate secretary and international legal team regarding entity structuring, entity consolidation and tax structures.
• Participate in the marketing and placement of the retail insurance policies and harmonization of coverage across the retail segment.
• Consult with communications teams regarding marketing and corporate communications materials in consultation with Corporate Secretary.
• Oversee all facets of dispositions of offices and books of business, in consultation with Chief Litigation Officer in contested matters.
• Work with the Chief Litigation Counsel, Corporate Secretary, Technology Counsel, Regulatory Counsel, and Privacy Counsel on retail matters related to their area of expertise.
• Keep the Chief Legal Officer informed of significant retail matters.

Licenses & Certifications:

• Licensed Juris Doctor with 10 or more years of legal experience in corporate insurance law, preferably in retail insurance brokerage, or related industry.

Skills & Experience to be Successful:

• Experience with state insurance departments and regulatory filings (preferred)
• Familiarity with data privacy laws (e.g., GLBA, CCPA) and cybersecurity regulations (preferred)
• Knowledge of employment law and its application in retail settings (preferred)
• Proficiency in legal research tools and contract management systems (preferred)
• Excellent drafting, negotiation, and communication skills.
• Bring diversity of thought to the team for the overall success of the enterprise.
• Has a strong understanding of insurance brokerage operations, retail distribution channels, and regulatory frameworks.
• Ability to naturally partner across function and division leaders and teams, including the ability to educate, influence, persuade and negotiate with all parties involved in transactions.
• Team leadership and managing large processes is a must.
• Ability to work independently and collaboratively in a fast-paced environment

Teammate Benefits & Total Well-Being

We go beyond standard benefits, focusing on the total well-being of our teammates, including:

• Health Benefits Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance
• Financial Benefits ESPP; 401k; Student Loan Assistance; Tuition Reimbursement
• Mental Health & Wellness Free Mental Health & Enhanced Advocacy Services
• Beyond Benefits Paid Time Off, Holidays, Preferred Partner Discounts and more.

Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations.

The Power To Be Yourself

As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, “The Power to Be Yourself”.