
Restructuring & Recovery Specialist Regional Restructuring Unit Netherlands (“Intensief Beheer”)
Do you enjoy helping clients navigate complex financial situations? Are you looking for a role where you can create meaningful impact for both customers and ING, while continuously developing your expertise in restructuring & recovery?
Within ING's Regional Restructuring Unit Netherlands (RRU NL), we are looking for a Restructuring & Recovery Specialist. This is a unique opportunity to combine analytical expertise, stakeholder management and strategic thinking to create sustainable solutions in an environment that values collaboration, learning and innovation.
RRU NL is part of the Risk organization within ING Bank Netherlands. Our mission is to support clients experiencing financial challenges by identifying sustainable solutions that create value for both our customers and ING. We manage restructuring and recovery activities in a prudent, compliant and data-driven way, aiming to preserve value wherever possible and maximize recovery when necessary.
We continuously improve the way we work by learning from experience, embracing innovation and strengthening our capabilities. Collaboration, professionalism and continuous development are at the heart of our team culture.
Together with other Restructuring & Recovery Specialists, you work in a sector-focused team responsible for Business Banking and Private Banking clients with credit exposures ranging from € 1 million to € 20 million. You manage your own portfolio and maintain direct, regular contact with clients, including during complex and sensitive situations. You take a leading role in restructuring and recovery processes. You coordinate with clients and other stakeholders to develop sustainable solutions, while navigating a wide variety of situations ranging from straightforward to highly complex, often involving committed and emotionally invested stakeholders. This requires a combination of analytical thinking, sound judgement and strong relationship management skills. You ensure clear, accurate and timely written records of analyses, decisions and agreements. This includes high-quality internal documentation and professional written communication with clients, advisers and other external stakeholders.
As a part of a restructuring or recovery process, you advise and report on appropriate loan loss provisioning in compliance with the legal and regulatory frameworks to safeguard the reputation of ING and minimize financial costs for the bank. Where needed, you support projects related to (regulatory) reporting on the non-performing loan portfolio or other relevant projects. And you contribute to Lessons Learned presentations in- and outside RRU NL. In addition, you contribute to change initiatives, continuous improvement efforts and actively explore how AI and other digital tools can improve analysis, documentation, knowledge sharing and the efficiency and quality of restructuring and recovery processes.
At ING, we hire for both experience and potential. We are looking for a specialist who enjoys solving complex challenges and creating sustainable outcomes for clients and the bank. You bring:
Don't meet every requirement?
Research shows that some talented professionals hesitate to apply if they don't meet every qualification listed in a vacancy.
If this role excites you and you believe you can make a meaningful contribution, we encourage you to apply. We value diverse experiences, perspectives and backgrounds and believe that inclusive teams make better decisions and achieve stronger outcomes.
What We Offer?
We believe that outstanding performance starts with an environment where people can thrive professionally and personally. As part of ING, you can expect:
At ING, our purpose is to empower people to stay a step ahead in life and in business. We are committed to creating an inclusive workplace where everyone feels valued, respected and able to bring their authentic selves to work. We believe that diverse perspectives strengthen our teams, improve decision-making and help us better serve our clients.
Questions?
For more information about this opportunity, please contact the recruiter attached to this vacancy.
You may also reach out directly to: Yvette Boellaard

ING is a pioneer in digital banking and on the forefront as one of the most innovative banks in the world. As ING, we have a clear purpose that represents our conviction of people’s potential. We don’t judge, coach, or tell people how to live their lives. However big or small, modest or grand, we empower people and businesses to realise their vision for a better future. We made the promise to make banking frictionless, removing barriers to progress, and make people confident in their financial decisions. As a global bank we have a huge opportunity – and responsibility – to make an impact for the better. We can play a role by financing change, sharing knowledge, and innovating. Being sustainable is in all the choices we make—as a lender, as a partner and through the services we offer our customers