
We're running a paid study on the day-to-day realities of residential mortgage loan processing. Our goal is to map out the current state of loan origination workflows and identify where professionals experience friction. This research feeds directly into building better tools for handling mortgage documentation and approvals.
You will participate in a ~70-minute AI-moderated video interview from your desktop or laptop. During the session, you will be prompted to describe your typical workflow for processing a residential mortgage from start to finish. You will answer detailed questions about how you verify applicant information, manage timelines, and handle exceptions. The AI moderator will guide the conversation and ask follow-up questions based on your specific experiences.
We are looking for active professionals deeply involved in the residential mortgage lifecycle. We welcome Mortgage Loan Processors, Loan Officers, Mortgage Underwriters, and Loan Origination Specialists. You should have direct, recent experience managing documentation and moving residential loans through the pipeline.
$210 one-time
Terac is building the world's largest pool of vetted human experts for AI. Researchers, AI labs, and product teams use Terac to recruit, screen, and pay study participants across industries, languages, and skill sets.
Learn more at terac.com or on YouTube at @jointerac.

Terac is building the infrastructure layer that connects AI systems with on-demand human expertise.
We believe the future of work is shifting: instead of humans using AI to do most tasks, AI will increasingly do most work with the help of humans. In that world, companies won’t need traditional employees - but they will still need people. Terac powers that future by making high-quality human labor accessible through a single API.
Today, Terac operates as an expert network for frontier research. We handle sourcing, verification, screening, and payouts so partners can instantly access specialized talent for research, evaluation, and data generation. Our platform enables companies to tap into niche expertise on demand while focusing on building their core products.
Backed by $9M from Emergence, SignalFire, Audacious, and Z Fellows, we’re scaling from research tooling into a broader marketplace for the human data economy - building systems for expert matching, pricing, routing, and trust that will define how AI and humans collaborate at scale.