Job Description

Location: Garden City Park, NY

About Us:

Hanover Bank– When you love your work and the people you work with, careers are made!

Embracing diversity, valuing inclusion and showing respect are the foundation upon which we build our team. At Hanover Bank, inclusion means respecting personal beliefs and appreciating that we all have perspectives that matter. We are stronger together as we move toward a shared vision of personal and corporate growth.

Whether you are just starting out or a seasoned professional, working for Hanover Bank can launch you on a path to success. With a passion for excellence, we strive to deliver exceptional service to our clients, foster a positive impact in the communities in which we work and live and help our team members achieve their professional goals.

When you work with us you are empowered, engaged and encouraged to collaborate because every voice matters, every person counts!

Hanover Bank is looking for a full-time Residential Loan Closer to join our team! The Residential Loan Closer will be expected to be responsible for ensuring all aspects of Residential Loan Closings, preparing and reviewing closing documentation on all residential loan originations, and processing CEMA requests.

Essential Job Duties and Responsibilities

• Prepare closing packages and review closing documents for completeness, and required compliance with regulatory and underwriting guidelines for all the Bank's residential loan programs to ensure proper standards are met in connection with both internal standards and regulatory guidelines.
• Prepare internal settlement statements and review HUD statements for accuracy.
• Work as a liaison between Servicing, clients/brokers, and attorneys to resolve post-closing issues.
• Preparation of documents, monitoring, and reviewing closing packages prepared by closing representatives to ensure compliance with internal and regulatory guidelines, and preparing the transfers for funding.
• Participate in special projects as assigned by the Mortgage Operations Manager.
• Schedule closings and assist with fundings when the Closing Manager is out of the office
• Coordinate with the closing team on all closing details and information relevant to Loan closings
• Assist with the review of Final Huds and Pre Cd’s for accuracy with the QA/QC team
• Review the Loan file prior to closing for updated Insurance Binders, paid receipts, Escrow holds, and any other conditions that may apply to the loan file.
• Assist with Title Pipeline reporting

Education and Experience

• A minimum of 3 years of mortgage experience is preferred
• Experience with Mortgage Operations Systems is preferred
• Experienced in CD primary home loan closings, investment property closings, and home equity HELOC loans

Skills and Abilities

• Excellent verbal and written communication skills
• Strong attention to detail and a commitment to accuracy
• Ability to work effectively in a team environment

Our Benefits:

Health & Wellness Benefits

· Medical, Dental, and Vision insurance (with HSA, FSA, and Commuter Benefits options)

· Company-paid Life Insurance and Accidental Death & Dismemberment (AD&D)

· Company-paid Long-Term Disability Insurance

Voluntary Benefits

· Additional Life and AD&D Insurance for employee, spouse, and dependents

· Voluntary Short-Term Disability Insurance

· Pet Insurance

· Legal Services Plan

· Accident Insurance

· Hospital Indemnity Insurance

· Cancer Care Insurance

Retirement

· 401(k) Plan with Company Match

Time Off & Recognition

· Paid Personal Time Off (PTO)

· Paid Company Holidays

· Annual Performance Bonuses

· Annual Salary Increases

Employee Engagement

· Company-sponsored Events

· Employee Contests and Recognition Programs

Hourly Wage: $26.00 - $31.00; placement within this range will vary based on experience and skill level.

Hanover Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status.