Kotak Mahindra Bank

Relationship Officer-LOANS AGAINST GOLD-Marketing Branches Operations

Kotak Mahindra Bank  •  State of Haryāna, IN (Onsite)  •  19 days ago
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Job Description

As a Relationship Officer in our Loans Against Gold team, you will play a crucial role in promoting and expanding our loan services. Your primary responsibility will be to actively market and promote our gold loan products to potential customers, ensuring a seamless and efficient customer experience. This role offers an excellent opportunity to contribute to the bank's growth and success while building meaningful relationships with customers.
  • Actively market and promote gold loan products to potential customers, both existing and new.
  • Build and maintain strong relationships with customers, understanding their needs and offering tailored solutions.
  • Ensure a smooth and efficient loan application process, providing timely updates and support to customers.
  • Collaborate with branch teams to develop effective marketing strategies and implement successful campaigns.
  • Conduct market research and analyze competitor activities to stay updated on industry trends.
  • Provide regular feedback and insights to the management team, contributing to the improvement of loan processes.
  • Attend industry events and network with potential clients to expand the bank's reach.
  • Maintain accurate records and documentation for all loan transactions.
  • Ensure compliance with all regulatory requirements and bank policies.
  • Support the team in achieving monthly, quarterly, and annual targets.
  • A bachelor's degree in business, finance, marketing, or a related field is preferred.
  • Minimum 2 years of experience in a similar role, preferably in the banking or financial services industry.
  • Excellent communication and interpersonal skills, with a customer-centric approach.
  • Strong marketing and sales abilities, with a proven track record of achieving targets.
  • Ability to work independently and manage multiple tasks effectively.
  • Proficiency in using MS Office and other relevant software for data analysis and reporting.
  • Knowledge of gold loan products and the Indian gold market is an advantage.
  • Willingness to travel for business purposes and attend industry events.
  • Strong problem-solving skills and a proactive attitude.
  • A self-motivated and results-driven mindset.
Kotak Mahindra Bank

About Kotak Mahindra Bank

About Kotak Mahindra Group:

Established in 1985, the Kotak Mahindra Group is one of India’s leading financial services conglomerates. In February 2003, Kotak Mahindra Finance Ltd. (KMFL), the Group’s flagship company, received a banking license from the Reserve Bank of India (RBI). With this, KMFL became the first non-banking finance company in India to become a bank – Kotak Mahindra Bank Limited.

The consolidated balance sheet of Kotak Mahindra Group is over 1 lakh crore and the consolidated net worth of the Group stands at 13,943 crore (approx US$ 2.6 billion) as on September 30, 2012.

The Group offers a wide range of financial services that encompass every sphere of life. From commercial banking, to stock broking, mutual funds, life insurance and investment banking, the Group caters to the diverse financial needs of individuals and the corporate sector. The Group has a wide distribution network through branches and franchisees across India, and international offices in London, New York, California, Dubai, Abu Dhabi, Bahrain, Mauritius and Singapore. For more information, please visit the company’s website at https://www.kotak.bank.in/en/home.html

Industry
Finance & Insurance
Company Size
10,000+ employees
Headquarters
Mumbai, IN
Year Founded
1985
Website
kotak.com
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