Acquire and manage relationships with farmers, agri-business customers, and other stakeholders in the assigned territory.
Source Crop Loans and other agricultural lending products to achieve business targets.
Conduct field visits and customer meetings for business sourcing and portfolio management.
Evaluate customer requirements and recommend suitable agri-finance solutions.
Ensure timely documentation, loan processing, and disbursement as per policy guidelines.
Monitor portfolio health and ensure regular collections to maintain asset quality.
Generate cross-sale opportunities for insurance, deposits, and other banking products.
Build and maintain strong relationships with dealers, aggregators, FPOs, and local influencers.
Identify new business opportunities and expand market penetration in the assigned area.
Ensure compliance with regulatory and internal control requirements.
Desired Candidate Profile:
Graduate/Postgraduate in any discipline, preferably Agriculture, Rural Management, or related fields.
Experience in Agricultural Finance, Crop Loans, Rural Lending, or Agri Business.
Strong knowledge of agricultural practices, crop cycles, and rural markets.
Good communication, relationship management, and sales skills.
Willingness to travel extensively within the assigned territory.
About Kotak Mahindra Group:
Established in 1985, the Kotak Mahindra Group is one of India’s leading financial services conglomerates. In February 2003, Kotak Mahindra Finance Ltd. (KMFL), the Group’s flagship company, received a banking license from the Reserve Bank of India (RBI). With this, KMFL became the first non-banking finance company in India to become a bank – Kotak Mahindra Bank Limited.
The consolidated balance sheet of Kotak Mahindra Group is over 1 lakh crore and the consolidated net worth of the Group stands at 13,943 crore (approx US$ 2.6 billion) as on September 30, 2012.
The Group offers a wide range of financial services that encompass every sphere of life. From commercial banking, to stock broking, mutual funds, life insurance and investment banking, the Group caters to the diverse financial needs of individuals and the corporate sector. The Group has a wide distribution network through branches and franchisees across India, and international offices in London, New York, California, Dubai, Abu Dhabi, Bahrain, Mauritius and Singapore. For more information, please visit the company’s website at https://www.kotak.bank.in/en/home.html
