Kotak Mahindra Bank

Relationship Manager-SARAL LOANS-Marketing Branches Operations

Kotak Mahindra Bank  •  Jamshedpur, IN (Onsite)  •  3 months ago
Apply
AI can make mistakes so check important info. Chat history is never stored.
27
AI Success™

Job Description

As a Relationship Manager, you will play a crucial role in driving the bank's SARAL LOANS business. Your primary focus will be on developing and managing relationships with customers, particularly those in the commercial vehicle sector. You will be responsible for understanding their financial needs and offering tailored loan solutions. This role requires excellent communication and interpersonal skills, as you will be the face of the bank for many clients.
  • Build and maintain strong relationships with customers, especially those in the commercial vehicle industry.
  • Understand customer needs and offer suitable loan products and services.
  • Educate customers on loan processes and benefits, ensuring a smooth and efficient experience.
  • Achieve individual and team sales targets for SARAL LOANS.
  • Stay updated on market trends and competitor offerings to provide competitive loan solutions.
  • Collaborate with other departments to ensure a seamless customer journey.
  • Handle customer inquiries and provide timely responses.
  • Maintain accurate records of customer interactions and loan applications.
  • Participate in marketing and promotional activities to increase loan awareness.
  • A bachelor's degree in business, finance, or a related field is preferred.
  • Minimum 2-3 years of experience in a relationship management or sales role, preferably in the banking or financial services industry.
  • Strong knowledge of loan products and the ability to explain complex financial concepts.
  • Excellent communication and interpersonal skills, with a customer-centric approach.
  • Ability to work independently and manage a diverse customer base.
  • Proficiency in MS Office and other relevant software.
  • Willingness to travel for business purposes and attend industry events.
  • Strong work ethic and a results-driven mindset.
  • Ability to work in a fast-paced, target-oriented environment.
  • A valid driving license may be an added advantage.
Kotak Mahindra Bank

About Kotak Mahindra Bank

About Kotak Mahindra Group:

Established in 1985, the Kotak Mahindra Group is one of India’s leading financial services conglomerates. In February 2003, Kotak Mahindra Finance Ltd. (KMFL), the Group’s flagship company, received a banking license from the Reserve Bank of India (RBI). With this, KMFL became the first non-banking finance company in India to become a bank – Kotak Mahindra Bank Limited.

The consolidated balance sheet of Kotak Mahindra Group is over 1 lakh crore and the consolidated net worth of the Group stands at 13,943 crore (approx US$ 2.6 billion) as on September 30, 2012.

The Group offers a wide range of financial services that encompass every sphere of life. From commercial banking, to stock broking, mutual funds, life insurance and investment banking, the Group caters to the diverse financial needs of individuals and the corporate sector. The Group has a wide distribution network through branches and franchisees across India, and international offices in London, New York, California, Dubai, Abu Dhabi, Bahrain, Mauritius and Singapore. For more information, please visit the company’s website at https://www.kotak.bank.in/en/home.html

Industry
Finance & Insurance
Company Size
10,000+ employees
Headquarters
Mumbai, IN
Year Founded
1985
Website
kotak.com
Social Media