Job Description

With over 1.3 million members, RAC is one of WA’s most iconic and trusted brands. We are a purpose-led organisation committed to connecting people to a shared purpose, fostering growth by removing obstacles, and leading change to create sustainable value for members, being the driving force for a better WA

RAC Finance (RACF) specialise in market leading finance products and services ranging from personal finance, secured notes and property finance loans. We have a 12 month Fixed Term Contract opportunity and are seeking a dynamic and experienced relationship lead to manage the day-to-day operations of our Property Finance distribution channel.

This role involves full relationship management of members, the growth of new property development lending opportunities, credit analysis and risk assessment. You will utilise an operational skillset and network to drive growth in the portfolio.

Responsibilities:

Property Development :

• Inspect funded projects and oversee progress payments.
• Analyse project proposals using feasibility software and adhere to company policies and compliance legislation.
• Procure valuations and conduct progress inspections for new or increased lending facilities.

Relationship Management:

• Manage the introduction of new business from existing and member relationships, including presentation of channel market offering.
• Oversee the member distribution channel, ensuring training, risk and compliance standards are upheld.

Banking/Lending Expertise:

• Prepare detailed loan submissions and recommend for approval within appropriate authority levels
• Implement new procedures and policies to meet compliance requirements.
• Ensure timely, accurate, and compliant settlements.

What are we looking for in you?

• Tertiary qualifications in a related discipline such as property finance is highly desirable.

• Proven experience in the banking/property finance industry.

• Strong knowledge of the property market with experience in training and marketing financial products.

• Strong background in relationship management and business development.

• Strategic mindset with the ability to foresee future possibilities.

• Understanding of legislation and its impact on operations.

• Proficiency in MS Office and property-related software.

What can we offer you?

A career at RAC is more than just a job. We are passionate about our people, and we strive to create an environment that fosters their growth and our culture. We value that everyone is different, and we strive to encourage everyone to reach their pinnacle. RAC are committed to developing our internal talent and this could be an ideal time to join our diverse and varied organisation that is currently going through a significant transformation. In addition to this we offer:

• Access to RAC member benefits

• An established Diversity & Inclusion strategy

• Generous discounts on home, contents and car insurance plus free roadside assistance

• In-house Health and Wellness programs

• A competitive base salary plus super (ability to purchase additional leave)

• A very active Social Club - join one of the most active social clubs in Perth with over 900 members!

How to Apply

If you are a dynamic person with a strong background in property finance, ready to strive for success, please submit your resume and cover letter by clicking Apply Now.

Please note: We encourage you to apply as soon as possible, as RAC reserves the right to close this vacancy without notice. If you need any assistance with your application, please email Eleanor.Rayner@rac.com.au

RAC Finance is an equal opportunity employer. We encourage applications from candidates of all backgrounds and experiences.

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