Kotak Mahindra Bank

Relationship Manager-Loan Against Property (LAP)-Sales

Kotak Mahindra Bank  •  Madurai, IN (Onsite)  •  6 hours ago
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Job Description

As a Relationship Manager, you will be responsible for managing and expanding the customer base for our Loan Against Property (LAP) products. Your primary focus will be on developing and executing sales strategies to meet and exceed business targets. You will be the face of the company, building trust and rapport with customers, and ensuring their financial needs are met with our LAP offerings.

  • Build and maintain strong relationships with existing and potential customers to understand their financial needs and goals.
  • Identify and target new business opportunities to expand the customer base.
  • Develop and implement effective sales strategies to achieve monthly, quarterly, and annual sales targets.
  • Provide customers with detailed information about our LAP products, including features, benefits, and eligibility criteria.
  • Assist customers in completing loan applications and ensure a smooth and efficient loan processing experience.
  • Stay updated with market trends, competitor offerings, and industry regulations to provide valuable insights to customers.
  • Collaborate with cross-functional teams to ensure a seamless customer journey, from application to loan disbursal.
  • Maintain accurate records of customer interactions, sales activities, and pipeline management.
  • Participate in sales meetings, provide regular updates on sales performance, and contribute to team discussions.
  • Represent the company at industry events, conferences, and networking opportunities to enhance brand visibility.
  • Bachelor's degree in Business Administration, Finance, or a related field.
  • Minimum 2-3 years of experience in sales, preferably in the financial services industry.
  • Strong knowledge of Loan Against Property products, including eligibility criteria and documentation requirements.
  • Excellent communication and interpersonal skills, with the ability to build rapport and trust with customers.
  • Proven track record of achieving sales targets and a results-driven mindset.
  • Ability to work independently and manage a diverse customer base.
  • Proficiency in using CRM systems and Microsoft Office suite.
  • Strong analytical skills to interpret data and make informed business decisions.
  • Willingness to stay updated with industry trends and regulations.
  • Valid driving license and ability to travel within the assigned territory.
Kotak Mahindra Bank

About Kotak Mahindra Bank

About Kotak Mahindra Group:

Established in 1985, the Kotak Mahindra Group is one of India’s leading financial services conglomerates. In February 2003, Kotak Mahindra Finance Ltd. (KMFL), the Group’s flagship company, received a banking license from the Reserve Bank of India (RBI). With this, KMFL became the first non-banking finance company in India to become a bank – Kotak Mahindra Bank Limited.

The consolidated balance sheet of Kotak Mahindra Group is over 1 lakh crore and the consolidated net worth of the Group stands at 13,943 crore (approx US$ 2.6 billion) as on September 30, 2012.

The Group offers a wide range of financial services that encompass every sphere of life. From commercial banking, to stock broking, mutual funds, life insurance and investment banking, the Group caters to the diverse financial needs of individuals and the corporate sector. The Group has a wide distribution network through branches and franchisees across India, and international offices in London, New York, California, Dubai, Abu Dhabi, Bahrain, Mauritius and Singapore. For more information, please visit the company’s website at https://www.kotak.bank.in/en/home.html

Industry
Finance & Insurance
Company Size
10,000+ employees
Headquarters
Mumbai, IN
Year Founded
1985
Website
kotak.com
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