Kotak Mahindra Bank

Relationship Manager - HF_HOUSING FINANCE_0412_0818_1083817

Kotak Mahindra Bank  •  Gāndhīdhām, IN (Onsite)  •  1 hour ago
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Job Description

The Relationship Manager – Housing Finance is responsible for sourcing and acquiring home loan customers, building relationships with clients, channel partners, and developers, and achieving housing finance business targets. The role involves generating leads, evaluating customer requirements, ensuring smooth loan processing, and managing the customer lifecycle from acquisition to disbursement while maintaining high service standards.

  • Acquire new customers for Home Loan and Housing Finance products.
  • Generate business through direct sourcing, referrals, builders, and channel partners.
  • Understand customer financial requirements and recommend suitable loan solutions.
  • Guide customers through the loan application and documentation process.
  • Coordinate with credit, operations, legal, and technical teams for timely loan processing.
  • Maintain strong relationships with customers, real estate developers, and DSAs.
  • Achieve monthly and annual business targets for loan disbursement and revenue.
  • Ensure portfolio quality and adherence to compliance guidelines.
  • Conduct market mapping to identify business opportunities.
  • Cross-sell relevant banking and financial products to existing customers.

Graduate in any discipline (MBA preferred).

1-8 years of experience in Home Loans, Mortgage, Housing Finance, LAP, or Banking Sales.

Strong understanding of retail lending products and housing finance market.

Excellent communication, negotiation, and relationship management skills.

Proven track record of achieving sales targets.

Ability to work independently and in a target-driven environment.

Kotak Mahindra Bank

About Kotak Mahindra Bank

About Kotak Mahindra Group:

Established in 1985, the Kotak Mahindra Group is one of India’s leading financial services conglomerates. In February 2003, Kotak Mahindra Finance Ltd. (KMFL), the Group’s flagship company, received a banking license from the Reserve Bank of India (RBI). With this, KMFL became the first non-banking finance company in India to become a bank – Kotak Mahindra Bank Limited.

The consolidated balance sheet of Kotak Mahindra Group is over 1 lakh crore and the consolidated net worth of the Group stands at 13,943 crore (approx US$ 2.6 billion) as on September 30, 2012.

The Group offers a wide range of financial services that encompass every sphere of life. From commercial banking, to stock broking, mutual funds, life insurance and investment banking, the Group caters to the diverse financial needs of individuals and the corporate sector. The Group has a wide distribution network through branches and franchisees across India, and international offices in London, New York, California, Dubai, Abu Dhabi, Bahrain, Mauritius and Singapore. For more information, please visit the company’s website at https://www.kotak.bank.in/en/home.html

Industry
Finance & Insurance
Company Size
10,000+ employees
Headquarters
Mumbai, IN
Year Founded
1985
Website
kotak.com
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