Job Description

Role Purpose

Manage and grow a portfolio of corporate clients by delivering tailored banking solutions, deepening relationships, and driving sustainable revenue across lending, CASA, trade finance, and treasury products while maintaining strong credit quality and compliance standards.

Key Responsibilities

Relationship Management
Act as the primary point of contact for assigned corporate clients.
Build long-term trusted relationships with key decision makers (CFOs, Finance Directors, Treasurers).
Conduct regular client visits to understand business cycles, cash flows, and banking needs.
Ensure high client satisfaction and retention.

Business Development & Revenue Growth
Grow portfolio revenues through cross-selling of working capital & term loans, trade finance products, Cash management & CASA mobilization, Treasury & FX solutions, Acquire new-to-bank corporate relationships.

Credit & Risk Management
Prepare high-quality credit proposals and annual reviews.
Analyze financial statements, cash flows, and industry risks.
Monitor account conduct, limits utilization, and early warning signals.
Ensure portfolio quality within bank’s risk appetite.

Portfolio Monitoring
Track client performance versus projections.
Follow up on overdue payments, documentation, and covenant compliance.
Maintain updated client files and KYC documentation.

Internal Coordination
Coordinate with Credit, Trade Finance, Operations, and Treasury teams for seamless service delivery.
Expedite client requests and ensure timely turnaround.

Knowledge, Skills and Experience
Minimum 6 years of experience in Corporate Banking Or Investment Banking
Credit Course is mandatory
CFA will be a plus
Financial analysis
Negotiation skills
Relationship management skills
Portfolio management and problem solving

• Management and review of allocated portfolio. Recommend appropriate credit facilities in line with the relationship strategy planned taking into account potential earning maximization and MBs risk appetite

• Identify new prospects with the target market to pursue growth opportunities

• Explore vertical and horizontal relationships with existing clients across their group J owner business divisions

• External control follow ups include period clients calls with call reports, documentations, operational issues, account /facility utility organization, payment regularization, field visits ad gather latest market feedback

• Internal control includes following up on credit reviews with credit product group, documentation process with documentation unit, credit approval process follows up with credit, operational issues with operations and other business segment

• Prepare and structure team sheets, prescreen memos, financial models, risk rating modules and economic profitability reports

• Gather all required information for new credit proposals. initiate with CRC preparation of credit proposals , financial spreads and financial models

• Relationship management skills

• Communication and interpersonal skills

• Strong credit skills and tertiary qualifications

• Credit analytical capability

• Credit experience

• Financial spreading and modeling skills

• Credit presentation skills

The leading financial institution in MENA While more than half a century old, we proudly think like a challenger, startup, and innovator in banking and finance, powered by a diverse and dynamic team who put customers first. Together, we pioneer key innovations and developments in banking and financial services. Our mandate? To help customers find their way to Rise Every Day, partnering with them through the highs and lows to help them reach their goals and unlock their unique vision of success. Delivering superior service to clients by leading with innovation, treating colleagues with dignity and fairness while pursuing opportunities that grow shareholders value. We actively contribute to the community through responsible banking in our mission to inspire more people to Rise.