The candidate would be handling Jharkhand and Bihar Location and based out at Jamshedpur
He would be mainly catering to the customer working in segments like Transportation and Logistics, Automobile Dealers, Warehousing segment
His work profile would include understanding customer’s requirement and selling various Working Capital Products like CC, OD, BG, LC, LCBD, SIF, WCDL etc. as per their needs and servicing them including timely renewal of accounts and liasoning with the customer for meeting various compliance norms like timely submission of Stock Statement, Completion of Stock Audit, Submission of Fx declaration wherever applicable, timely servicing of Interest/EMI, timely DRS closure, OOO servicing and meeting to various credit stipulated condition
Candidate would also be responsible to generate maximum profitability in an account by cross selling various products like CASA, Insurance (KGI, KLI), CMS etc.
Candidate would be handling independently in the location and would be generating leads through Self-sourcing, through RL Branch, through DSA & In-house through CV Retail team. He would be logging the case in CLOS and liaison with Credit for resolution of all the queries and post sanction would handle all the disbursement documentation and loading of limits, liaison with Technical Team for Property Valuation, liaison with Legal team & Empanelled Advocate for Property Searching and Mortgage and liaison with Ops Team for loading of limits.
He would be maintaining requisite MIS required for performing his duties and meeting to various compliance norms
About Kotak Mahindra Group:
Established in 1985, the Kotak Mahindra Group is one of India’s leading financial services conglomerates. In February 2003, Kotak Mahindra Finance Ltd. (KMFL), the Group’s flagship company, received a banking license from the Reserve Bank of India (RBI). With this, KMFL became the first non-banking finance company in India to become a bank – Kotak Mahindra Bank Limited.
The consolidated balance sheet of Kotak Mahindra Group is over 1 lakh crore and the consolidated net worth of the Group stands at 13,943 crore (approx US$ 2.6 billion) as on September 30, 2012.
The Group offers a wide range of financial services that encompass every sphere of life. From commercial banking, to stock broking, mutual funds, life insurance and investment banking, the Group caters to the diverse financial needs of individuals and the corporate sector. The Group has a wide distribution network through branches and franchisees across India, and international offices in London, New York, California, Dubai, Abu Dhabi, Bahrain, Mauritius and Singapore. For more information, please visit the company’s website at https://www.kotak.bank.in/en/home.html
